We have received a couple of enquiries recently with people having trouble in getting credit as they have no credit history.
Whilst getting credit when you have a poor credit history can be difficult, it can be equally difficult if you are ‘clean’ but have no credit history at all.
Credit card companies, credit score companies, lenders and mortgage providers are reluctant to lend money when people have no credit history. Quite literally, “the computer says no”.
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