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Published / Last Updated on 07/10/2025

200+ videos offering money and financial advice tips across the spectrum of pensions, savings, investment, tax, stock markets, insurance, trusts and more.
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Bad Bots and Hackers Mean Update Time for VPNs Firewalls Antivirus Anti Trackers
Bad Bots and Hackers Mean Update Time for VPNs Firewalls Antivirus Anti Trackers
We all know there are cyber criminals out there looking to ‘con’ you online or even hack into your bank accounts but are you aware that continually most websites ...
7m29d
Advice Tips
Go Cardless and Use Cash not Cards to stop Devaluing Money
Go Cardless and Use Cash not Cards to stop Devaluing Money
This morning, director Ashley Roberts-Clark went to the local ‘cash point’ machine to withdraw some cash for the weekend. It got him thinking about the implications of using cash ...
10m2d
Advice Tips
Charitable Gift Aid Relief versus Charity Gross Payroll Gifting
Charitable Gift Aid Relief versus Charity Gross Payroll Gifting
Following a discussion with a client this week, we explored the most tax efficient way to make gifts to Charity either by direct gift via one off donation, standing ...
> 1y2m
Advice Tips
Have Your Adviser Fees Increased by Stealth Without You Knowing?
Have Your Adviser Fees Increased by Stealth Without You Knowing?
Most financial advisers charge their fees on a % of wealth of investment fund values. The usual model being: 2-3% upfront adviser fee. 0.75%-1.0% pa ongoing adviser fee. Given the increase in ...
> 1y3m
Advice Tips
Sacrifice or Swap Redundancy Pay for Pension Fund Payment Instead
Sacrifice or Swap Redundancy Pay for Pension Fund Payment Instead
Sadly, many people get made redundant each year. To qualify for a redundancy payment, you must have been working for your current employer for 2 years or more. As a ...
> 1y9m
Advice Tips
Why You Pay A Financial Adviser More Than A Window Cleaner
Why You Pay A Financial Adviser More Than A Window Cleaner
Before the Financial Conduct Authority’s (FCA) Retail Distribution Review (RDR) went live on 1st January 2013, financial advice on pensions and investments as well as all other financial products ...
> 1y9m
Advice Tips
Should I Choose A Large or Small Financial Adviser Firm?
Should I Choose A Large or Small Financial Adviser Firm?
As you know, this firm is a small independent financial adviser practice with two FCA authorised Chartered Financial Planners/Registered Individuals that are married. Sometimes we are asked by potential ...
> 1y10m
Advice Tips
Why Pension Companies or Banks Do Not Give Financial Advice
Why Pension Companies or Banks Do Not Give Financial Advice
We receive many calls from clients and new client enquiries every year telling us that they have tried to Arrange a pension transfer or flexible drawdown. Asked for help choosing investment ...
> 1y10m
Advice Tips
How Much Should I Pay for Financial Advice?
How Much Should I Pay for Financial Advice?
Working out how much you should pay a financial adviser is a difficult question to answer given the permutations of advice that you may need alongside risk, business costs ...
> 2y
Advice Tips
10 Questions to Ask When Choosing a Financial Adviser
10 Questions to Ask When Choosing a Financial Adviser
All industries and professions will have good, average, and poor standards of worker. There will be good and poor teachers, solicitors, fish fryers, mechanics, and builders. It is the ...
> 2y
Advice Tips
Yet Another Scam Spotting Warning
Yet Another Scam Spotting Warning
We have personally received a number of scam emails purporting to be us or sent by us so we thought it prudent to remind you again of some examples ...
> 2y1m
Advice Tips
How Do Interest Rates Affect Us and the Economy?
How Do Interest Rates Affect Us and the Economy?
11 years ago, we shot a video on how interest rates affected us and the economy. At the time Bank of England interest rates were at just 0.5% pa ...
> 2y2m
Advice Tips
Payday Loans, Flexi Overdraft and Wage Flow Loans Explained
Payday Loans, Flexi Overdraft and Wage Flow Loans Explained
Over 10 years ago, paydays loans were extremely popular with people using the short-term loan as an alternative to an overdraft, extended overdraft or indeed an unauthorised overdraft. They were ...
> 2y2m
Advice Tips
Why Do Currency Exchange Rates Change?
Why Do Currency Exchange Rates Change?
We have explained in a previous video that money and currency exchange is exactly that, you are exchanging an item of value (or a promise of sterling when it ...
> 2y2m
Advice Tips
What is Money? What is GBP £ Pound Sterling?
What is Money? What is GBP £ Pound Sterling?
Money can be defined as an accepted medium for exchanging the value of goods and services. In modern times, these are usually with notes and coins (those things in ...
> 2y2m
Advice Tips
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