Vulnerable People
Income Protection

Sickness Ins

Published / Last Updated on 07/10/2025

Income protection, permanent health insurance and sickness cover if incapacitated
Income Protection Insurance Explained
Income Protection Insurance Explained
Income Protection Insurance should be better described as Income Replacement Insurance in that it is designed to replace lost income if you are unable to work medium and long ...
> 1y5m
Sickness Ins
Critical Illness Insurance: Illnesses Covered and Exclusions
Critical Illness Insurance: Illnesses Covered and Exclusions
Critical illness insurance (sometimes known a ‘dread diseases’ insurance) originated in South Africa and developed in the UK in the 1980s and 1990s. Many of us have life insurance either ...
> 1y5m
Sickness Ins
Permanent Sickness or Disability and Unable To Work
Permanent Sickness or Disability and Unable To Work
If you are unable to work again due to permanent illness or injury, could you still afford to pay your bills? Would you qualify for ill-health early retirement? We have ...
> 3y11m
Sickness Ins
Medium Term Sickness 6 Months to 2 Years
Medium Term Sickness 6 Months to 2 Years
If you are unable to work due to illness or injury, could you still afford to pay your bills? Many larger employers may have a group sick pay scheme that ...
> 3y11m
Sickness Ins
Longer Term Sickness of more than 2 Years
Longer Term Sickness of more than 2 Years
If you are unable to work due to illness or injury, could you still afford to pay your bills? Many larger employers may have a group sick pay scheme that ...
> 3y11m
Sickness Ins
Short Term Sickness Up To 6 Months
Short Term Sickness Up To 6 Months
If you are unable to work due to illness or injury for up to 6 months, could you still afford to pay your bills? If your employer has no sickness ...
> 3y11m
Sickness Ins
Protect Your Income
Protect Your Income
Does your employer offer sickness insurance? Do you have income protection insurance? Could you survive on statutory sick pay? If the answer is no or you are not sure, ...
> 6y8m
Sickness Ins
Brexit and Income Protection Insurance
Brexit and Income Protection Insurance
Video focuses on industries potentially affected by Brexit and asks you to think about Income Protection Insurance, Accident Sickness and Unemployment Insurance (ASU) and also the impact of a ...
> 8y3m
Sickness Ins
Business Owner Sickness Insurance
Business Owner Sickness Insurance
Video explores insurance for business owners and self employed if incapacitated, long term sickness and not able to work....
> 9y2m
Sickness Ins
Types of Sickness Insurance Income Protection
Types of Sickness Insurance Income Protection
Video explores different types of income replacement insurance and sickness insurance, both long term and short term insurance policies....
> 9y2m
Sickness Ins
Six Month Full Pay Six Month Half Pay
Six Month Full Pay Six Month Half Pay
Many larger companies offer six month full pay and six month half pay sickness insurance. What can you do when sick pay stops? Top up with two policies?...
> 9y2m
Sickness Ins
Chances of Being Off Sick
Chances of Being Off Sick
What are the chances of being off work sick or incapacitated? How much is statutory sick pay? How will you cope financially? How can you protect income?...
> 9y2m
Sickness Ins

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