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Pensions

Published / Last Updated on 07/10/2025

200+ pension videos to help you with all your pension, retirement, flexible drawdown, annuity, pension transfers, annual and lifetime allowance needs.
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Overview: Your Pension and Retirement Choices
Overview: Your Pension and Retirement Choices
As you approach your 50s and 60s, key questions naturally arise about retirement. Understanding the type of pension you hold is the foundation for making informed decisions about income, ...
2d
Pensions
Should I Invest in Shares Direct or Tracker Funds or ETFs?
Should I Invest in Shares Direct or Tracker Funds or ETFs?
There has always been a debate about whether to buy Shares direct via a stockbroker or share trading platform. Shares via a traditional tracker fund. Shares via the newer Exchange Traded Funds ...
1m3d
Pensions
Planning for the Effect of Inflation on Pensions and Savings
Planning for the Effect of Inflation on Pensions and Savings
It’s all well and good if you are saving in pensions, ISA’s or investing in markets. It is a wise thing to save. However, you need to know the impact ...
3m22d
Pensions
What is the Unofficial Effective Income Tax Rate of 60%?
What is the Unofficial Effective Income Tax Rate of 60%?
There has been much speculation that the government may look to put a cap on salary sacrifice, where employees ‘give up’ salary with their employers to have the equivalent ...
4m1d
Pensions
Take Action Before Normal Retirement Age Increases from 55 to 57
Take Action Before Normal Retirement Age Increases from 55 to 57
State Pensions With effect from 6th April 2028, the State Pension Age (SPA) increases again to age 67. Most people will be aware that state pension age used to be ...
4m9d
Pensions
Introduction to Pension Sharing on Divorce
Introduction to Pension Sharing on Divorce
You may be aware that when a couple divorce, there is usually a fair sharing of matrimonial assets between the separating couple. That said, recent case law and appeals ...
8m14d
Pensions
Can My Pension Fund Lend Money and or Borrow Money?
Can My Pension Fund Lend Money and or Borrow Money?
As previously covered in other videos, selecting your own direct ‘permitted’ investments for your pension scheme rather than investing in collective funds offered by your pension provider or pension ...
9m10d
Pensions
Pension Scheme Options for Limited Company Owner Directors
Pension Scheme Options for Limited Company Owner Directors
Two things that are important for limited company owner/directors to remember: As well as a shareholder owner, if you are a working director, you are an employee of your business. Employer ...
9m11d
Pensions
Pensions and Interaction of Inheritance Tax and Lump Sum Death Benefit Allowance
Pensions and Interaction of Inheritance Tax and Lump Sum Death Benefit Allowance
Many may now be aware that in Rachel Reeves’ October 2024 Budget, she announced that unused pension funds would be included in your estate on death for inheritance tax ...
10m14d
Pensions
When to Apply for a Transitional Tax-Free Cash Amount Certificate TTFAC?
When to Apply for a Transitional Tax-Free Cash Amount Certificate TTFAC?
As many will know, the maximum amount you can accumulate in pensions during your lifetime, the Lifetime Allowance (LTA) of £1,073,100, was abolished on 5th April 2024. This means ...
11m
Pensions
State Pension Voluntary NIC Top Up 2025 Onwards
State Pension Voluntary NIC Top Up 2025 Onwards
Do you have a gap in your National Insurance Contributions and therefore your entitlement to UK State Pension? Less than 10 years NI credits = No entitlement to state pension ...
11m9d
Pensions
Calculate Increased Pension When Postpone Taking UK State Pension
Calculate Increased Pension When Postpone Taking UK State Pension
You Must Claim Your UK State Pension You should get a letter around 2-3 months before you reach your State Pension age advising you to claim your state pension. You do ...
11m14d
Pensions
Tax Relief on UK Pension Contributions Explained
Tax Relief on UK Pension Contributions Explained
To encourage you to save in pensions for retirement for both you and children/grandchildren, the government offers tax relief as an incentive to both you and your employer. Current Income ...
> 1y
Pensions
What Happens to My UK State Pension on Death?
What Happens to My UK State Pension on Death?
What happens to your UK state pension on death will depend upon what sort of UK state pension you have. There are currently two state pension formats, one for ...
> 1y1m
Pensions
UK State Pension Bigger Than Personal Tax Allowance
UK State Pension Bigger Than Personal Tax Allowance
When you have company and private pension income, HMRC will issue a Tax Code to the pension schemes to ensure that the correct level of income tax in deducted. ...
> 1y1m
Pensions
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