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Retirement Age 55 to 57

Pensions

Published / Last Updated on 07/10/2025

200+ pension videos to help you with all your pension, retirement, flexible drawdown, annuity, pension transfers, annual and lifetime allowance needs.
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Take Action Before Normal Retirement Age Increases from 55 to 57
Take Action Before Normal Retirement Age Increases from 55 to 57
State Pensions With effect from 6th April 2028, the State Pension Age (SPA) increases again to age 67. Most people will be aware that state pension age used to be ...
10d
Pensions
Introduction to Pension Sharing on Divorce
Introduction to Pension Sharing on Divorce
You may be aware that when a couple divorce, there is usually a fair sharing of matrimonial assets between the separating couple. That said, recent case law and appeals ...
4m15d
Pensions
Can My Pension Fund Lend Money and or Borrow Money?
Can My Pension Fund Lend Money and or Borrow Money?
As previously covered in other videos, selecting your own direct ‘permitted’ investments for your pension scheme rather than investing in collective funds offered by your pension provider or pension ...
5m11d
Pensions
Pension Scheme Options for Limited Company Owner Directors
Pension Scheme Options for Limited Company Owner Directors
Two things that are important for limited company owner/directors to remember: As well as a shareholder owner, if you are a working director, you are an employee of your business. Employer ...
5m12d
Pensions
Pensions and Interaction of Inheritance Tax and Lump Sum Death Benefit Allowance
Pensions and Interaction of Inheritance Tax and Lump Sum Death Benefit Allowance
Many may now be aware that in Rachel Reeves’ October 2024 Budget, she announced that unused pension funds would be included in your estate on death for inheritance tax ...
6m15d
Pensions
When to Apply for a Transitional Tax-Free Cash Amount Certificate TTFAC?
When to Apply for a Transitional Tax-Free Cash Amount Certificate TTFAC?
As many will know, the maximum amount you can accumulate in pensions during your lifetime, the Lifetime Allowance (LTA) of £1,073,100, was abolished on 5th April 2024. This means ...
6m29d
Pensions
State Pension Voluntary NIC Top Up 2025 Onwards
State Pension Voluntary NIC Top Up 2025 Onwards
Do you have a gap in your National Insurance Contributions and therefore your entitlement to UK State Pension? Less than 10 years NI credits = No entitlement to state pension ...
7m7d
Pensions
Calculate Increased Pension When Postpone Taking UK State Pension
Calculate Increased Pension When Postpone Taking UK State Pension
You Must Claim Your UK State Pension You should get a letter around 2-3 months before you reach your State Pension age advising you to claim your state pension. You do ...
7m15d
Pensions
Tax Relief on UK Pension Contributions Explained
Tax Relief on UK Pension Contributions Explained
To encourage you to save in pensions for retirement for both you and children/grandchildren, the government offers tax relief as an incentive to both you and your employer. Current Income ...
8m26d
Pensions
What Happens to My UK State Pension on Death?
What Happens to My UK State Pension on Death?
What happens to your UK state pension on death will depend upon what sort of UK state pension you have. There are currently two state pension formats, one for ...
9m11d
Pensions
UK State Pension Bigger Than Personal Tax Allowance
UK State Pension Bigger Than Personal Tax Allowance
When you have company and private pension income, HMRC will issue a Tax Code to the pension schemes to ensure that the correct level of income tax in deducted. ...
9m12d
Pensions
Our Range of Pensions and Retirement Advice Services
Our Range of Pensions and Retirement Advice Services
Our pensions are likely to be the second largest investment you will make during your lifetime behind property. Sadly, pensions can be complex and despite the Labour government of ...
> 1y2m
Pensions
Pensions Care Fees and Life Annuity Advice Service and Fees
Pensions Care Fees and Life Annuity Advice Service and Fees
There are basically three types of annuities available in the UK: Pension Annuities where, as the title suggests, after any lump sum, the balance of your pension fund buys a ...
> 1y2m
Pensions
What State Benefits Are Affected by Taking Pension Early?
What State Benefits Are Affected by Taking Pension Early?
We are approached every week with people wishing to access their pension lump sums and/or income early from their pensions. For some this may be to improve daily lifestyle ...
> 1y2m
Pensions
UK State Pension Forecasts UK or Overseas Resident
UK State Pension Forecasts UK or Overseas Resident
State Pension Age Review and the Future State Pension age rises to 67 will take place as planned between 2026-2028. Review within two years of next Parliament to reconsider rise to ...
> 1y3m
Pensions
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