Aged 18-39 Lifetime ISA

Mortgages

Published / Last Updated on 07/10/2025

Mortgage Videos

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Aged 18-39? Not an Idiot? Open a Lifetime ISA Now for Just £1 Before It's Too Late

Aged 18-39? Not an Idiot? Open a Lifetime ISA Now for Just £1 Before It's Too Late

What is a Lifetime ISA? The Lifetime ISA (LISA) was introduced by the Conservative government in 2017. You can open an LISA between ages 18 and 39 and are allowed ...

20d

Mortgages

Mortgages with Poor Credit Rating, Adverse Credit, Bad Debt or Bankruptcy

Mortgages with Poor Credit Rating, Adverse Credit, Bad Debt or Bankruptcy

Many people get themselves into trouble with debt, for a variety of reasons, some from redundancy, disability, lack of work or relationship breakdown, others due to addiction such as ...

3m4d

Mortgages

Income Protection Accident Sickness and Unemployment Insurance

Income Protection Accident Sickness and Unemployment Insurance

You work to earn money. You use that money to: Pay your rent or mortgage. Pay your bills. Feed you and your children. Pay for transport and cars. Pay for Christmas and birthday presents. Pay ...

> 1y4m

Mortgages

Should I Fix My Mortgage Rate Now?

Should I Fix My Mortgage Rate Now?

11 years ago, Bank of England base rates were low at 0.5% pa, a legacy of getting UK ticking again after the Credit Crunch Crisis of 2008/09. Therefore, mortgage ...

> 1y4m

Mortgages

What is a Let to Buy Mortgage?

What is a Let to Buy Mortgage?

The clue is in the title for a let to buy mortgage. You let your existing property with a mortgage on it and use the mortgage to release capital ...

> 1y8m

Mortgages

Should I Get a Fixed Rate Mortgage?

Should I Get a Fixed Rate Mortgage?

We are frequently asked whether to go for a fixed rate mortgage or variable or discount or tracker rate. The answer to this question is a personal one based upon ...

> 1y9m

Mortgages

How Much Can I Borrow On A Mortgage?

How Much Can I Borrow On A Mortgage?

There is no simple answer to the question of how much you can borrow on a mortgage. In the 60s, 70s and 80s it used to be that most ...

> 1y9m

Mortgages

Buy to Let and Furnished Holiday Let Mortgages

Buy to Let and Furnished Holiday Let Mortgages

Buy to let mortgages are exactly what the title states, you take on a mortgage to buy a property to let it out rather than live in it personally. ...

> 1y9m

Mortgages

Mortgage Help 2024 after Help To Buy Scheme Ended March 2023

Mortgage Help 2024 after Help To Buy Scheme Ended March 2023

There has been speculation this week that the government may introduce a 1% Deposit Mortgage Scheme for First Time Buyers in the Spring Budget on 15 March 2024. See: BTN_NAVYBLUE:9632 This ...

> 2y

Mortgages

40 Year Mortgage Term v 25 Year Mortgage Term

40 Year Mortgage Term v 25 Year Mortgage Term

Given higher mortgage interest rates and high property prices, many people are struggling to get on the property ladder with mortgage affordability and many existing borrowers are struggling with ...

> 2y2m

Mortgages

Sickness or Redundancy and State Help on Mortgage Payments

Sickness or Redundancy and State Help on Mortgage Payments

Got a mortgage? Going through or expecting to go through the pain of higher mortgage interest rates shortly? What if you were in an accident? What if you are off ...

> 2y7m

Mortgages

10 Tips to Manage Mortgage Rate Increases

10 Tips to Manage Mortgage Rate Increases

The average 2-year fixed rate mortgage deal is now over 6% pa. Millions of mortgage payers are already struggling with payments and are worried about the 12 consecutive Bank ...

> 2y7m

Mortgages

Deposit Unlock New Build Scheme As Help to Buy Ends

Deposit Unlock New Build Scheme As Help to Buy Ends

The Help to Buy Scheme ends in England in March 2023 for purchase completions where latest applications had to be in by was October 2022. In Scotland the Help ...

> 3y

Mortgages

Pay Early Redemption Fees to Get Fixed Rate

Pay Early Redemption Fees to Get Fixed Rate

Mortgage lenders have reported an increase in numbers of borrowers who are prepared to pay early redemption charges to get out of existing mortgages to lock into new fixed ...

> 3y1m

Mortgages

Impact of Higher Mortgage Rates

Impact of Higher Mortgage Rates

The Bank of England Monetary Policy Committee announced today that base rates will increase by 0.50% to 1.75% pa on 4 August 2022. This is not to be ignored given ...

> 3y6m

Mortgages

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Latest Videos

The 4 "I've Left it Too Late" Regrets in Retirement for Our 60s, 70s and 80s

We have all heard Benjamin Franklin’s quotation: "If You Fail to Plan, You Are Planning to Fail". More so in the UK, we hear it as “nobody plans to ...

1d

Care

Actions to Take Before 2% Income Tax Increases on Cash Interest

Actions to Take Before 2% Income Tax Increases on Cash Interest

As you may be aware, in the Spring 2026 Budget, Rachel Reeves announced new ‘savings income tax’ increases by 2% for Dividend Income from April 2026 2% for Property Rental Income/profit ...

5d

Tax Planning

What Happens to Markets and the Economy When Interest Rates Rise or Fall?

What Happens to Markets and the Economy When Interest Rates Rise or Fall?

Over recent years we have seen interest rates rise to combat inflation and more recently, interest rates fall as inflation comes down and the need to stimulate the economy. ...

6d

Politics & Economy

Aged 18-39 Lifetime ISA