Brexit Pensions

UK Tax Treaties Explained

Published / Last Updated on 06/11/2018

We explain how UK Tax treaties are based upon the OECD template of reciprocation and explain what Exemption Relief, Credit Relief and Deduction Relief are when dealing with cross border income and gains.

Related Videos

US Share Dividend Taxation for UK Residents

US Share Dividend Taxation for UK Residents

UK residents receiving dividends from US shares face two layers of tax: US withholding tax deducted at source (normally 15%). UK Income Tax on the gross dividend, reported via Self Assessment. To ...

1d

Expat and Offshore

Problems Securing a UK Mortgage After Working Overseas

Problems Securing a UK Mortgage After Working Overseas

Here’s the clear, structured, client‑ready version of what you’re trying to say — tightened, corrected, and reframed so it works as a video script, web article, or client explainer. Takeaway: ...

22d

Expat and Offshore

Voluntary National Insurance Contributions Abroad from April 2026

Voluntary National Insurance Contributions Abroad from April 2026

Big Changes for Voluntary National Insurance Contributions when Abroad from 6 April 2026 If you live or work abroad, the rules for topping up your UK National Insurance (NI) record ...

29d

Expat and Offshore

Expat & Overseas Resident UK Pension Access and Flexible Drawdown Rules

Expat & Overseas Resident UK Pension Access and Flexible Drawdown Rules

Flexible Drawdown: What Changed? Since 2015, flexible drawdown has been available to all pension holders aged 55+ (rising to 57+ from April 2028), regardless of income level. Before 2055, unlimited ...

2m10d

Expat and Offshore

UK Divorce and UK Pensions, Overseas Pensions, QROPS and Sharing

UK Divorce and UK Pensions, Overseas Pensions, QROPS and Sharing

We suggest you do not to try to 'dodge' UK pension‑sharing orders by transferring your pension overseas. The delivery is chaotic, but the underlying points are important — especially ...

2m17d

Expat and Offshore

Healthcare and Insurance for British Citizens Travelling or Moving Abroad

Healthcare and Insurance for British Citizens Travelling or Moving Abroad

1. Overview British citizens travelling or relocating abroad may be able to use a GHIC/EHIC for medically necessary state healthcare in certain countries.However, travel insurance and/or full private health insurance ...

2m25d

Expat and Offshore

Live/Lived Overseas? 6 Week Cheap State Pension Top Up Warning

Live/Lived Overseas? 6 Week Cheap State Pension Top Up Warning

Most people are aware that you can pay voluntary National Insurance contributions to fill gaps in your national insurance record and thereby, top up any gaps in your UK ...

4m12d

Expat and Offshore

Double Taxation Agreement Wordings: HMRC Tightens Up To Tax Expats More

Double Taxation Agreement Wordings: HMRC Tightens Up To Tax Expats More

Double Taxation Agreements (DTA) exist between the UK and many countries around the World to avoid you being unnecessarily taxed twice on UK originating income, both in the UK ...

7m28d

Expat and Offshore

New Spanish Expenses Tax Relief if Own Rental Property in Spain

New Spanish Expenses Tax Relief if Own Rental Property in Spain

It has been estimated that up to 1 million Brits own a property in Spain. Indeed, the British are still the number one ‘foreign’ purchaser in Spain today. Of ...

8m16d

Expat and Offshore

UK and EU Secondment Rules After Brexit

UK and EU Secondment Rules After Brexit

Freedom of movement between the UK and EU stopped at the end of the Brexit Transition Period on 31st December 2020. From January 2021, new rules started and this ...

9m9d

Expat and Offshore

UK Regulated International and Expatriate Financial Advice

UK Regulated International and Expatriate Financial Advice

International and expatriate financial advice covers a wide range of people, a wide range of topics and multiple sets of international and ‘in country’ laws, rules, regulations, tax treaties ...

9m17d

Expat and Offshore

UK Expat and USA Resident Financial Advice on UK Pensions

UK Expat and USA Resident Financial Advice on UK Pensions

There was and still is much confusion on dealing with UK based pensions and investments when you have left the UK for and built-up UK assets as well as ...

> 1y

Expat and Offshore

UK Expat and EU Resident Financial Advice on UK Pensions

UK Expat and EU Resident Financial Advice on UK Pensions

After Brexit, there was and still is much confusion on dealing with UK based pensions and investments when you have left the UK and indeed for those have lived ...

> 1y

Expat and Offshore

Expat and Foreign Nationals and Get UK Pensions Paid When Living Overseas

Expat and Foreign Nationals and Get UK Pensions Paid When Living Overseas

There are millions of British Expats and Foreign Nationals that have built up entitlement benefits to UK pensions that no longer live in the UK. Reaching the point of ...

> 1y

Expat and Offshore

Expatriate and Non UK Resident Remortgage Issues

Expatriate and Non UK Resident Remortgage Issues

This may not affect us all, but it certainly can affect hundreds of thousands of British Expats and Foreign nationals, no longer living or possibly, having never lived in ...

> 1y

Expat and Offshore

What Happens to National Insurance Credits When I Move Overseas?

What Happens to National Insurance Credits When I Move Overseas?

Can I transfer national insurance contributions overseas? Do I lose my national insurance contributions? Can I top up national insurance contributions? In this article, we answer all of the above questions in ...

> 1y3m

Expat and Offshore

International Life Insurance for Expats Living or Heading Overseas

International Life Insurance for Expats Living or Heading Overseas

Do you currently live in the UK and plan to live, work or retire overseas? Or are you already living overseas? Either way, have you thought about your life, critical ...

> 1y3m

Expat and Offshore

There is No Such Thing as an International SIPP it is Con

There is No Such Thing as an International SIPP it is Con

To be quite honest, we are a little tired of seeing overseas ‘Expat’ financial advisers promoting UK pension transfers and International Self Invested Personal Pensions (International SIPP). There is no ...

> 1y4m

Expat and Offshore

UK Resident and Long Term Resident v Domicile 2025

UK Resident and Long Term Resident v Domicile 2025

Over the last 30 years or so we have seen various tax statuses when United Kingdom ‘resident’ such as: Ordinarily Resident – a term used meaning you have settled in ...

> 1y5m

Expat and Offshore

Insurance Bonds, Lived Overseas and Time Apportionment Relief

Insurance Bonds, Lived Overseas and Time Apportionment Relief

Refresher - What is an Insurance Investment Bond? A lump sum investment that has stock market, fixed interest, index linked, property and cash funds in the same way that ISAs, ...

> 1y5m

Expat and Offshore

UK Mortgages on UK Property for British Expats & Overseas Residents

UK Mortgages on UK Property for British Expats & Overseas Residents

In the words of Mark Twain ‘buy land, they are not making anymore’. Great Britain is an island and with the population increasing, the demand for property and land ...

> 1y5m

Expat and Offshore

Thinking of Leaving UK due to Labour Tax Increases in Budget 2024

Thinking of Leaving UK due to Labour Tax Increases in Budget 2024

We have had a number of calls from both clients and new enquiries about emigrating and leaving the UK due to some freezing of allowances by the then Conservative ...

> 1y6m

Expat and Offshore

UK National Insurance Contributions and State Pensions When Overseas

UK National Insurance Contributions and State Pensions When Overseas

Social security in the UK is covered by National Insurance Contributions. NIC has been in the news a lot over the last few weeks given the huge increase to ...

> 1y7m

Expat and Offshore

UK Private Pension and Government Pension Taxes Living Overseas

UK Private Pension and Government Pension Taxes Living Overseas

This article arose as we had a debate with an online contact about taxation of UK Government Pensions (funded from Government) e.g. State Pension, Military Pension, Civil Service Pension ...

> 1y11m

Expat and Offshore

Leaving UK Tip 2 State Pension if Moving Overseas

Leaving UK Tip 2 State Pension if Moving Overseas

Our second tip for when you are planning to move overseas is to plan early with your UK state pension. Our points to note are as follows: State Pension Forecast ...

> 2y10m

Expat and Offshore

HMRC R43 Form v DTI Form for UK Pensions Paid Overseas

HMRC R43 Form v DTI Form for UK Pensions Paid Overseas

When you live outside the UK, but you have a UK pension scheme ready to pay out, you need to be aware of some of the basics for cross ...

> 2y1m

Expat and Offshore

UK Personal Tax Allowance If You Live Abroad

UK Personal Tax Allowance If You Live Abroad

Many people, both British expats and foreign nationals have financial interests in the UK such as pensions, investments and property. In the UK we have a Personal Tax Allowance ...

> 2y6m

Expat and Offshore

Introduction to Offshore Investment

Introduction to Offshore Investment

The attraction of investing offshore is the fact that investments grow tax free and interest on offshore bank accounts is also tax free. This means they are not taxed ...

> 2y8m

Expat and Offshore

Expat Commission Pirates

Expat Commission Pirates

What to look out for in an offshore or expat financial adviser, some advisers overseas may charge large commissions for the simplest of services. 10 years ago, I shot a ...

> 2y8m

Expat and Offshore

Leaving UK Tip 9 Open Multi Currency Digital Bank Account

Leaving UK Tip 9 Open Multi Currency Digital Bank Account

The Brexit Trade Agreement did not include financial services and, as we have already highlighted, this means that the UK cannot currently passport retail financial services into Europe and ...

> 2y9m

Expat and Offshore

Leaving UK Tip 8 UK Tax Free UK Usually Taxable Overseas

Leaving UK Tip 8 UK Tax Free UK Usually Taxable Overseas

If something is tax free in the UK, this does not necessarily mean it will be tax free in the country that you move to. In UK, ISAs are tax ...

> 2y9m

Expat and Offshore

Leaving UK Tip 7 Expat Pensions and Investments

Leaving UK Tip 7 Expat Pensions and Investments

When leaving the UK for work or to retire overseas, you should plan early for pensions and investments given tax risks, jurisdictional restrictions, offshore investments and possibly, commission hungry ...

> 2y10m

Expat and Offshore

Leaving UK Tip 6 Landlord UK Property Rental Income

Leaving UK Tip 6 Landlord UK Property Rental Income

When planning for leaving the UK or if you are already expat and living overseas, you may still hold property in the UK or may be thinking about keeping ...

> 2y10m

Expat and Offshore

Leaving UK Tip 5 UK and International Will Interaction

Leaving UK Tip 5 UK and International Will Interaction

It is a travesty that the latest research in March 2023 by Canada Life found that 50% of UK adults have not made a Will. This can be complex ...

> 2y10m

Expat and Offshore

Leaving UK Tip 4 Beware Expat Financial Advisers

Leaving UK Tip 4 Beware Expat Financial Advisers

We have a number of sayings here at FinancialAdvice.net: “Move to Spain and lose your brain”. “Don’t leave your brains at the airport”. You should also be aware that inheritance laws, tax ...

> 2y10m

Expat and Offshore

Leaving UK Tip 3 Not Tax Resident or Domiciled

Leaving UK Tip 3 Not Tax Resident or Domiciled

Many people leave the UK without thinking about their tax residency and domicile position. Domicile – for inheritance tax Domicile is something peculiar to English Law (and those countries that adopted ...

> 2y10m

Expat and Offshore

Leaving UK Tip 1 Plan Early

Leaving UK Tip 1 Plan Early

When thinking about leaving the UK and moving overseas to work or retire, you need to plan early. You may have sorted out your car, sold or renting your ...

> 2y10m

Expat and Offshore

Lifetime Allowance for Expatriate UK Pensions

Lifetime Allowance for Expatriate UK Pensions

As many of you may be aware, the Lifetime Allowance (LTA) was introduced for UK pensions in April 2006. The LTA is the maximum pension value (or equivalent) you ...

> 2y11m

Expat and Offshore

Current EU Golden Visa Options 2023

Current EU Golden Visa Options 2023

Many countries around the world offer a Golden Visa or Golden Passport to initially secure tax residency in a country and then qualify for citizenship normally after a period ...

> 2y11m

Expat and Offshore

Live in a Tax Free Country to Reduce Tax

Live in a Tax Free Country to Reduce Tax

Some people are fed up with high taxation in the UK with 90% of all taxes paid by just 5% of the population and regularly, we are contracted by ...

> 3y

Expat and Offshore

Live in Low Tax or Territorial Tax Countries

Live in Low Tax or Territorial Tax Countries

Some people are fed up with high taxation in the UK with 90% of all taxes paid by just 5% of the population and regularly, we are contracted by ...

> 2y11m

Expat and Offshore

UK and EU Sign Agreement on Financial Services Cooperation

UK and EU Sign Agreement on Financial Services Cooperation

The Chancellor of the Exchequer, Jeremy Hunt was today in Brussels to sign an agreement with EU financial services commissioner Mairead McGuinness on financial services cooperation as part of ...

> 3y

Expat and Offshore

Expat UK Financial Advice Countries Update

Expat UK Financial Advice Countries Update

Financial Advice If You Live Outside UK We are a UK registered business, authorised and regulated by the Financial Conduct Authority in the United Kingdom. We are fully insured for ...

> 3y2m

Expat and Offshore

UK Taxes on Overseas Pensions Income and Lump Sums

UK Taxes on Overseas Pensions Income and Lump Sums

Pension Income Worldwide Income: UK tax residents usually pay income taxes on their worldwide income including overseas pension income unless they are non-domiciled and have elected to be taxed as ...

> 3y4m

Expat and Offshore

Transfer UK or Overseas State Pension Credits?

Transfer UK or Overseas State Pension Credits?

Many of us have been internationally mobile at some point in our working lives. You may be a: UK citizen that is living in the UK now but worked overseas ...

> 3y4m

Expat and Offshore

More UK Mortgage Availability for Expats

More UK Mortgage Availability for Expats

UK mortgages on UK properties for non-UK residents and expats have never been easy to source due to the specialist nature of them. In addition, Brexit added to the ...

> 3y5m

Expat and Offshore

Expat UK Property Capital Gains Tax Saving

Expat UK Property Capital Gains Tax Saving

In 2018, we posted a video about rules for Expat and non-UK resident UK property owners and Capital Gains Tax (CGT) that started in 2015. See BTN_SECONDARY_VIDEO:1026 In April 2015, ...

> 3y8m

Expat and Offshore

French Resident, Brexit, and UK Policies Set Up Before January 2021

French Resident, Brexit, and UK Policies Set Up Before January 2021

The French Financial Regulator introduced new rules starting when the UK transition period for Brexit ended on 31st December 2020. As financial services was not included in the trade agreement, ...

> 3y11m

Expat and Offshore

Expat Update for UK Pension and Investment Advice After Brexit

Expat Update for UK Pension and Investment Advice After Brexit

The Brexit Trade Agreement did not include financial services passporting although it was supposed to. Negotiations are ongoing regarding ‘Equivalency’ on financial services with 5 X Memorandums of Understanding ...

> 3y10m

Expat and Offshore

EU Trust Register UK Trust With Investments or Assets in EU

EU Trust Register UK Trust With Investments or Assets in EU

The 4th and 5th EU Anti-Money Laundering Directives included requirements that a ‘trusts register’ for each member state must be established showing who set the trust up, who are ...

> 3y11m

Expat and Offshore

French Resident, Brexit, and UK Policies Set Up From January 2021

French Resident, Brexit, and UK Policies Set Up From January 2021

The French Financial Regulator introduced new rules starting when the UK transition period for Brexit ended on 31st December 2020. As financial services was not included in the trade agreement, ...

> 3y11m

Expat and Offshore

UK Pension Annuity for Expats and Foreign Nationals

UK Pension Annuity for Expats and Foreign Nationals

For some years now, expats and foreign nationals living outside the UK have struggled with ‘at retirement’ decisions as to securing an annuity or accessing flexible drawdown. Buying an open ...

> 4y

Expat and Offshore

100 Days for Old Paper £20 and £50 Note Hoarders To Spend

100 Days for Old Paper £20 and £50 Note Hoarders To Spend

The Bank of England this week announced on Thursday that that if you have old, paper £20 and £50 notes, they cease to become legal tender in just 100 ...

> 4y

Expat and Offshore

Making it Easier to Move Company Domicile to UK for Tax

Making it Easier to Move Company Domicile to UK for Tax

The government has issued its response to the consultation paper on making it easier for incorporated (limited) companies to change their domiciliary position from overseas to the United Kingdom ...

> 4y2m

Expat and Offshore

Tax Benefits of Non UK Domicile Status

Tax Benefits of Non UK Domicile Status

Firstly, under UK law, your domicile is not the building or accommodation that you sleep in. Domicile is a tax status that is peculiar to English law. Many countries ...

> 4y2m

Expat and Offshore

UK Tax Residence versus UK Domicile

UK Tax Residence versus UK Domicile

Your domicile is not the property that you live in. Domicile is a tax status that is peculiar to English common law. Indeed, many countries that adopted the English ...

> 4y2m

Expat and Offshore

Expat With UK Pension, Providers Getting Nervous

Expat With UK Pension, Providers Getting Nervous

If you are a UK resident with a UK pension there are usually little or no issues in finding an annuity provider or flexible drawdown provider to plan for ...

> 4y10m

Expat and Offshore

Brexit UK EU Memos of Understanding and Delegating Authority

Brexit UK EU Memos of Understanding and Delegating Authority

Financial services was not part of the Trade Agreement signed between the UK and EU that came into force on 1st January 2021. This means that from January financial services ...

> 4y10m

Expat and Offshore

EU Resident with UK Pensions and Investments Update

EU Resident with UK Pensions and Investments Update

Brexit: What you should do if you are resident in the EU with UK pensions and investments? A Memorandum of Understanding (MOU) as part of the Brexit Trade agreement with ...

> 4y11m

Expat and Offshore

French Residents With UK Investment and Pensions

French Residents With UK Investment and Pensions

The Brexit Trade agreement DID NOT include financial services passporting – negotiations are ongoing with regard to ‘Equivalency’ on financial services with an Agreement in Principle or Memorandum of ...

> 5y2m

Expat and Offshore

Reverse Solicitation If You Live Outside UK

Reverse Solicitation If You Live Outside UK

We are a UK registered business, authorised and regulated by the Financial Conduct Authority in the United Kingdom. We are fully insured for advice that we give from the ...

> 5y1m

Expat and Offshore

Brexit and Expats with UK Policies Update

Brexit and Expats with UK Policies Update

On 31st December 2020 the Brexit Transition Period between the UK and the EU ended and with effect from 1st January 2021 the newly signed Trade Agreement came into ...

> 5y4m

Expat and Offshore

Unexpected Tax Bill When Transfer Overseas Pension To UK Pension

Unexpected Tax Bill When Transfer Overseas Pension To UK Pension

We have recently dealt with a few clients that have transferred their overseas pensions back to an approved UK pension scheme and then received a huge tax bill from ...

> 5y4m

Expat and Offshore

Financial Services Limbo on UK EU Trade Agreement

Financial Services Limbo on UK EU Trade Agreement

Brexit, Trade Deal and Financial Services ‘Equivalency’. We continue to be insured for advice that we give from the UK on UK arrangements for people resident anywhere in the World. ...

> 5y6m

Expat and Offshore

Expat Financial Advice in Europe After Brexit

Expat Financial Advice in Europe After Brexit

On 1st December 2021, Michel Barnier was in London for final negotiations on the UK/EU trade agreement which staggeringly has still not been resolved. Both sides are making final ...

> 5y7m

Expat and Offshore

Expats Buy Now? Extra 2% UK Stamp Duty Warning

Expats Buy Now? Extra 2% UK Stamp Duty Warning

The UK has a stamp duty holiday on residential property purchases up to £500,000 that ends on 31st March 2021. That said, for both UK resident and non UK resident ...

> 5y6m

Expat and Offshore

Solution to UK Banks Closing Expat Accounts

Solution to UK Banks Closing Expat Accounts

With the Brexit transition period ending on 31/12/20 and still no deal agreed between the UK and the EU, many UK Banks are now starting to close or give ...

> 5y7m

Expat and Offshore

International and Expat Power of Attorney

International and Expat Power of Attorney

The Hague Convention on the Protection of Adults (which includes Powers of Attorney) has been signed by the UK but it has only been ratified in Scotland for Continuing ...

> 5y9m

Expat and Offshore

Signing UK International Wills for UK Wealth

Signing UK International Wills for UK Wealth

UK International Wills and Testamentary Dispositions For Expats and Foreign Nationals: The UK has signed and ratified the Hague Convention on Testamentary Dispositions i.e. your Will on death. Many other ...

> 5y9m

Expat and Offshore

What Happens When Drawing UK Pension As Expat Living Abroad

What Happens When Drawing UK Pension As Expat Living Abroad

You can still draw on UK pensions when living as an expat overseas. Some but not all UK pension schemes can pay into an overseas bank account but most UK ...

> 5y11m

Expat and Offshore

UK Property Mortgages for Expats Expanding

UK Property Mortgages for Expats Expanding

Given Brexit, the weak pound and the after effects of coronavirus and economic recession, stamp duty holidays and prices spiking and then falling back, there is significant interest in ...

> 5y10m

Expat and Offshore

Taxes on UK Pension Flexible Drawdown for USA Residents

Taxes on UK Pension Flexible Drawdown for USA Residents

Pensions Income: UK/USA Tax Treaty Article 17.1 - regular periodic pension payments/annuities are not taxed in the state when the pension is based but in state of residence (except government ...

> 6y7m

Expat and Offshore

Taxation of UK Pension Tax Free Lump Sums in USA

Taxation of UK Pension Tax Free Lump Sums in USA

Article 17.2 of the UK/USA double tax treaty states that a lump-sum payment derived by a resident of one State from a pension scheme established in the other State ...

> 6y7m

Expat and Offshore

Non Resident Tax Increase EU and UK After Brexit

Non Resident Tax Increase EU and UK After Brexit

The Conservatives suggest a 3% Stamp Duty increase for non-UK residents after Brexit. Whilst in the EU, the UK must tax all EU nationals the same whether you live in ...

> 6y7m

Expat and Offshore

Live Overseas Can I Pay Into A UK Pension

Live Overseas Can I Pay Into A UK Pension

Your ability to pay into a UK pension very much depends upon your tax position. If you still have UK earnings that are chargeable to UK income tax after moving ...

> 6y8m

Expat and Offshore

Non UK Resident Expat Property Fund Warning

Non UK Resident Expat Property Fund Warning

If you are an expat or non-uk resident that holds UK property funds in an offshore bond you may be hit with an extra tax charge when you sell ...

> 6y8m

Expat and Offshore

Be Careful with UK SIPPs if File US Tax Returns

Be Careful with UK SIPPs if File US Tax Returns

UK/UK Double Tax Treaty - For pensions, pensions income and similar remuneration it is taxed in the country that you live in. In short a UK pension (except government ...

> 6y9m

Expat and Offshore

Double Tax Treaty Wording and DTI Form

Double Tax Treaty Wording and DTI Form

Double Taxation Treaty Relief (Form DT-Individual) is a HMRC form 'rubber stamped' by the tax authorities in the country that you live to ensure you are not doubled taxed ...

> 6y9m

Expat and Offshore

EU Expats Face State Pension Freeze On Brexit

EU Expats Face State Pension Freeze On Brexit

The UK has a lot of Social Security Treaties with countries outside the EU (this would include State Pension) such as Canada, USA, some parts of the Caribbean, Channel ...

> 6y10m

Expat and Offshore

UK Pension but No UK Bank Account

UK Pension but No UK Bank Account

Foreign Bank Accounts and Pensions: Many UK pension schemes do not have the facility to pay pension lump sums or pension income into overseas bank accounts. Always keep open a ...

> 6y10m

Expat and Offshore

Expat Financial Advice in Europe After Brexit

Expat Financial Advice in Europe After Brexit

Economic Operator Registration and Identification (EORI) number for all VAT registered businesses to trade with Europe even under a No Deal Brexit and World Trade Organisation (WTO) trade tariffs. Expat ...

> 6y10m

Expat and Offshore

UK Pension Paid to Expat in None Tax Treaty Country

UK Pension Paid to Expat in None Tax Treaty Country

There are lots of countries that do have a tax treaty with the UK and lots that do not. What happens when a UK pension is paid to an ...

> 6y11m

Expat and Offshore

UK Will For Expat And Foreign Nationals With UK Assets

UK Will For Expat And Foreign Nationals With UK Assets

Hague Convention on Testamentary Dispositions (i.e. Wills): If both countries have signed up/ratified the Convention - UK Will is acceptable in other country and other country's Will acceptable in UK IF ...

> 7y1m

Expat and Offshore

Translate Documents When Going Expat

Translate Documents When Going Expat

When moving abroad, expat you should translate important documents immediately as some may or may not be legal in the country that you move to but some are if ...

> 7y1m

Expat and Offshore

No Deal Brexit No Offshore Investment Protection

No Deal Brexit No Offshore Investment Protection

No Deal Brexit Impact on Offshore Investments: If you are a UK resident with Offshore Investments domiciled in the EU e.g. Dublin ... With a No Deal Brexit - the product ...

> 7y3m

Expat and Offshore

South Africa Financial Emigration

South Africa Financial Emigration

There are new rules from 1st March 2020 in South Africa for nationals that have left and are 'tax emigrated' overseas e.g. UK tax resident. The new rules mean ...

> 7y5m

Expat and Offshore

Brexit and Expat UK Pension Scaremongering

Brexit and Expat UK Pension Scaremongering

Headlines in July 2018 about it being illegal to pay UK pensions to Expats in the EU with a no deal Brexit are, in our opinion, scare tactics given ...

> 7y11m

Expat and Offshore

UK Property Income Tax for Non UK Resident Company

UK Property Income Tax for Non UK Resident Company

Changes from income tax to corporation tax for UK property income owned either direct or via a collective investment fund for a Non UK Resident limited company....

> 7y11m

Expat and Offshore

Overseas Foreign Pension Paid to UK Resident

Overseas Foreign Pension Paid to UK Resident

What happens when an overseas or foreign based pension is paid to a UK Resident? We look at income tax, tax treaties and lump sums....

> 8y

Expat and Offshore

Reportable Cross Border Arrangements

Reportable Cross Border Arrangements

The EU Directive on Administrative Co-Operation – must be reported by any intermediary that designs, markets, organises, make available “Reportable Cross Border Arrangements” to local tax authorities every quarter ...

> 8y

Expat and Offshore

Overseas Property Income Tax

Overseas Property Income Tax

Do you have to tell HMRC you have an overseas property? What if you already pay tax overseas? Are you UK or Non-UK domicile? Domicile is not the 'house' ...

> 8y1m

Expat and Offshore

Deemed Domicile UK Income Tax and Capital Gains Tax

Deemed Domicile UK Income Tax and Capital Gains Tax

Are you an expat living or used to live in the UK? Could you be liable to income tax or capital capital gains tax on UK and Worldwide assets? ...

> 8y2m

Expat and Offshore

Deemed Domicile UK Inheritance Tax

Deemed Domicile UK Inheritance Tax

Are you an expat living or used to live in the UK? Could you be liable to inheritance tax on UK and/or Worldwide assets? What are the excluded assets? ...

> 8y2m

Expat and Offshore

Expat Frozen Investment Warning

Expat Frozen Investment Warning

Some expat investors both Foreign Nationals resident in UK and UK Nationals resident overseas are having their investments frozen. We explain the impact of the Markets in Financial Instruments ...

> 8y2m

Expat and Offshore

Capital Gains Tax for Non UK Residents

Capital Gains Tax for Non UK Residents

There are three ways to calculate Capital Gains Tax (CGT) for Non UK Residents using either straight line apportionment, rebasing or total gains methods. The methiod you choose will ...

> 8y3m

Expat and Offshore

Tax on UK Flexible Drawdown Pension for US Resident

Tax on UK Flexible Drawdown Pension for US Resident

What tax is payable on a UK flexible drawdown pension in the US? Video explores the taxation of UK flexible drawdown pension lump sums for USA residents with UK ...

> 8y4m

Expat and Offshore

Taxation of UK Pension for USA Residents

Taxation of UK Pension for USA Residents

What tax is payable on a UK pension in the US? Video explores the taxation of UK pension income and lump sums for USA residents with UK pension. We are ...

> 8y4m

Expat and Offshore

French Property Wealth Tax

French Property Wealth Tax

We explore the introduction of French property wealth tax: impôt sur la fortune immobilière....

> 8y4m

Expat and Offshore

Offshore Investment is not Illegal

Offshore Investment is not Illegal

Paradise Papers sensationalism report that offshore investment is not legal. More countries and jurisdictions than you think are tax havens. Tax free gross rollup returns are attractive. It is ...

> 8y8m

Expat and Offshore

UK EU Expat Financial Advice After Brexit

UK EU Expat Financial Advice After Brexit

We explore the issues for UK and EU Expat Financial Advice after Brexit if there are no 'passporting' rights....

> 8y10m

Expat and Offshore

HMRC Legal Notice If You Have Money Or Assets Overseas

HMRC Legal Notice If You Have Money Or Assets Overseas

HMRC Legal Notice If You Have Money Or Assets Overseas. We are required by law to issue a notice to specific classes of clients the following notice by HMRC by ...

> 8y10m

Expat and Offshore

Problems Transferring QROPS and QNUPS back to a UK Pension

Problems Transferring QROPS and QNUPS back to a UK Pension

Video highlights some issues and problems when transferring QROPS or QNUPS back to a UK registered pension scheme to access flexible drawdown benefits....

> 8y11m

Expat and Offshore

FATCA Impact UK Investment and Pensions

FATCA Impact UK Investment and Pensions

Video looks at the impact of FATCA Foreign Account Tax Compliance Act in the US and what the UK Inter Governmental Agreement is between the US and the UK ...

> 9y

Expat and Offshore

Brexit Effect EU and UK State Pension

Brexit Effect EU and UK State Pension

We explore the Brexit effect on UK state pensions when you have worked for a period in the European Union EU and now in the UK or moved out ...

> 9y1m

Expat and Offshore

Portugal Non Habitual Resident NHR Scheme

Portugal Non Habitual Resident NHR Scheme

Video explains the 10 years tax free income rule if you retire to Portugal under the Non Habitual Resident NHR Scheme....

> 9y2m

Expat and Offshore

ISA When Move Overseas

ISA When Move Overseas

We take a look at what happens to your ISA when you move overseas. Treatment is different for children's savings via Junior ISAs....

> 9y4m

Expat and Offshore

Junior ISA When Move Overseas

Junior ISA When Move Overseas

We take a look at what happens to a child's Junior ISA when they move overseas. Treatment is different to that for Adult ISAs....

> 9y4m

Expat and Offshore

Non UK Resident or UK Deemed Domicile

Non UK Resident or UK Deemed Domicile

Capital gains tax rules for Non UK Resident or foreign UK residents who become UK Deemed Domicile. We explain rules from 2015 and 2017 on capital gains tax....

> 9y6m

Expat and Offshore

Non UK Domicile 2017

Non UK Domicile 2017

Non UK Domicile and Deemed Domicile rules 2017 including number of years, income tax, remittance basis user, capital gains tax, inheritance tax, offshore company residential property ownership, UK domiciles ...

> 9y7m

Expat and Offshore

Quitaly Italian Referendum Impact

Quitaly Italian Referendum Impact

We explain the Italian Referendum on Sunday re Chamber of Deputies and changes to the Senate. Compare to Houses of Lords and Commons, will PM Matteo Renzi resign? Could ...

> 9y7m

Expat and Offshore

Huge Tax Break When Return to UK

Huge Tax Break When Return to UK

If you had an active pension when you left the UK, you may get a huge tax break when returning to work in the UK by paying into pensions, ...

> 9y7m

Expat and Offshore

QROPS Approval Australia Super Annuation

QROPS Approval Australia Super Annuation

Video explores the issues with QROPS Approval by HMRC for Australia Super Annuation Schemes and why many are setting up self managed Super schemes....

> 9y8m

Expat and Offshore

International Enhanced Lifetime Allowance

International Enhanced Lifetime Allowance

If you worked overseas for global company but remained member of UK pension with no tax relief then you may be entitled to International Enhanced Lifetime Allowance video explains more....

> 9y8m

Expat and Offshore

Weak Pound Check Offshore Investments

Weak Pound Check Offshore Investments

Video explores the impact of the weak pound, rising stock markets and still potentially losing money even though markets have grown if you offshore investment fund is denominated in ...

> 9y9m

Expat and Offshore

UK Capital Gains Tax for Expats

UK Capital Gains Tax for Expats

Video explores how expats must pay capital gains tax in UK from 2015 when non-ordinarily residents never used to pay CGT....

> 9y9m

Expat and Offshore

Brexit Impact Expat Pensions Investments

Brexit Impact Expat Pensions Investments

Video explores the impact of brexit on expat pensions, investments and financial advice. Weak sterling may be good for expats buying property in UK, it may reduce disposable income ...

> 10y

Expat and Offshore

International Pension Transfer

International Pension Transfer

Video looks at international pension transfers from UK to approved schemes overseas and what UK advice is required as well as local advice in the country you live in....

> 10y

Expat and Offshore

Enhanced Annuity for Expat

Enhanced Annuity for Expat

Video explains the availability for a British expat with a UK pension with health problems and/or being a smoker for an enhanced annuity....

> 10y2m

Expat and Offshore

Panama Papers Offshore Trust Offshore Company

Panama Papers Offshore Trust Offshore Company

Video: a cynic's view pf the Panama Papers story that is breaking and the use of offshore trusts and anonymous shareholder international business companies IBC....

> 10y3m

Expat and Offshore

Expat Life Insurance

Expat Life Insurance

Video explores the issues with existing life insurance when you leave the UK to go expat and taking out new life insurance when you are an expat now living overseas....

> 10y5m

Expat and Offshore

Offshore Regular Savings Plan

Offshore Regular Savings Plan

Video looks at the pitfalls on offshore regular savings plans where UK based advisers must disclose fees whereas financial advisers outside the UK may be taking full commissions without ...

> 10y9m

Expat and Offshore

QROPS v UK Flexible Access Pension Drawdown

QROPS v UK Flexible Access Pension Drawdown

Video compares the benefits of transferring your UK pension overseas to a QROPS or keeping pension in the UK for flexible access pension drawdown....

> 10y10m

Expat and Offshore

Medallion Guarantee USA Stock Transfer on Death

Medallion Guarantee USA Stock Transfer on Death

Increasingly, UK residents own US shares due to working there or working for US parent owned companies in the UK. The Medallion Guarantee video explains what is required on ...

> 10y11m

Expat and Offshore

Expat Buy to Let Mortgage UK Property

Expat Buy to Let Mortgage UK Property

Video explores the basic mortgage lender requirments for an expat looking to buy to let a property in the UK depending upon the country that you live in....

> 10y11m

Expat and Offshore

Spanish Wealth Tax

Spanish Wealth Tax

Video offers a simple explanation of how the Wealth tax is worked out in Spain for both resident and non-resident property owners, allowances, rates and what needs to be ...

> 11y

Expat and Offshore

UK Pension Lump Sum When Live Overseas

UK Pension Lump Sum When Live Overseas

Is your UK pension lump sum taxable when you live overseas. Tax free in the UK but does that mean it is tax free where you live? Video explains ...

> 11y1m

Expat and Offshore

ISA When Leave UK Go Expat

ISA When Leave UK Go Expat

Video explains what to look out for when you leave the UK and what happens to your ISA. Will your ISA stay tax free in UK? Will you be ...

> 11y1m

Expat and Offshore

Move Overseas But Work UK Employer

Move Overseas But Work UK Employer

Will your employer need to register? Will you be able to use HMRC secondment rules? Video explains the issues when you move overseas but continue to work for a ...

> 11y1m

Expat and Offshore

Cyprus Swiss Franc Mortgage Foreclosure Act 2015

Cyprus Swiss Franc Mortgage Foreclosure Act 2015

Video looks at the issues created by swiss franc mortgages in Cyprus, the financial difficulties of currency exchange and property price falls and the Foreclosure Act 2015....

> 11y2m

Expat and Offshore

Offshore Investment Bond Tax Gains

Offshore Investment Bond Tax Gains

Video explores the opportunity for offshore investment bond gains to be brought back onshore in UK tax free within savings allowances....

> 11y2m

Expat and Offshore

Remittance Basis Charge Explained

Remittance Basis Charge Explained

We explain how the remittance basis charge works from the day you enter the UK as a non-domicile resident in UK....

> 11y3m

Expat and Offshore

QROPS Transfer to UK Pension

QROPS Transfer to UK Pension

Video explores what to do with your QROPS if you are returning to the UK after going expat and transferring your pension out of the UK....

> 11y3m

Expat and Offshore

QROPS Not Qualify Flexible Pension Drawdown

QROPS Not Qualify Flexible Pension Drawdown

Video explains why QROPS approval for flexible pension drawdown has been temporarily withdrawn by HMRC under Statutory Instrument 673 for 2015....

> 11y3m

Expat and Offshore

French Holiday Home Social Security Discrimination

French Holiday Home Social Security Discrimination

Video explores the issues for French Social Security on non-resident property owners and holiday homes has been ruled discriminatory by the European Court of Justice (ECJ)....

> 11y3m

Expat and Offshore

Video explains the two types of French Will as well as what to do if you have a UK Will or if you die without a French Will and ...

> 11y3m

Expat and Offshore

Financial Advice in Spain

Financial Advice in Spain

Video explores financial advice services in Spain and how we passport our financialadvice.net services into Spain for British Expatriates. Transcript: “Hello again and thank you adjoining me. The subject for my ...

> 11y5m

Expat and Offshore

Offshore Pension Plan

Offshore Pension Plan

Video looks at what an offshore pension plan really is and what you should watch out for when saving for retirement as an expat.Transcript:“Hello there, I'm wearing a T-shirt ...

> 11y5m

Expat and Offshore

Sending Money Overseas

Sending Money Overseas

Video explores the very simple measures required to get the best rate and fee when sending money overseas.Transcript:“Hello there, [the] subject for the video is sending money overseas.Lots and ...

> 11y8m

Expat and Offshore

Expat Pay Into UK Pension

Expat Pay Into UK Pension

Can an expat pay into a UK pension? Video explains the rules on UK pensions when overseas and the 5 year relevant individuals rule including tax relief even if ...

> 11y8m

Expat and Offshore

Expat International Financial Advice

Expat International Financial Advice

Video explains the do's and dont's for British Expats with financial advice outside the UK and Europe. "Hello again. Financial Advice for British Expatriates. So there are really a number of ...

> 11y9m

Expat and Offshore

Financial Advice Passport for Expat

Financial Advice Passport for Expat

Video explains the Financial Advice Passport for advice from the UK for British Expats in Europe under IMD and MIFID.Transcript"Hello there, Expatriate Financial Advice and something called 'Passporting'. [I] ...

> 11y9m

Expat and Offshore

Spain Law of Nationality on Death

Spain Law of Nationality on Death

Video explores Article 9.8 of the Spanish Civil Code for Law of Nationality on Death and test cases for inheritance tax and estate planning...

> 11y11m

Expat and Offshore

Spanish Inheritance Tax

Spanish Inheritance Tax

Video to explain the two tiers of Spanish Inheritance Tax for National Law and override laws in Autonomous Regions, resident and non-resident...

> 11y11m

Expat and Offshore

Spanish Inheritance Tax and Trusts

Spanish Inheritance Tax and Trusts

Video explains our view on the use of trusts for Spanish Inheritance Tax. There is also a huge, in depth, article in our Expat website www.expatadvice.com...

> 11y11m

Expat and Offshore

UK Statutory Residence Test

UK Statutory Residence Test

This video explains the three stages of the UK Statutory Residence Test with a full article at www.expatadvice.com...

> 11y11m

Expat and Offshore

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy

Brexit Pensions