How to change Tenants in Common back to Joint Tenants

Published / Last Updated on 23/07/2019

How to remove a Form A Restriction at the Land Registry e.g. Tenants in Common reverting back to Joint Tenancy ....

Complete an ST5 - Statement of Truth with supporting evidence

then also

Complete an RX3 - Application to Cancel a Restriction.

Then send all forms and supporting documents to HM Land Registry (currently no charge).

Related Videos

Size Matters: The Hidden Rules of Buying a Flat in the UK

Size Matters: The Hidden Rules of Buying a Flat in the UK

When investing in UK property — especially buy‑to‑let — most buyers focus on price, yield and location. But one factor is becoming increasingly important for mortgage lenders, tenants and ...

1d

Property

Comparing Individual Ownership v Limited Company Buy to Let Property Purchase

Comparing Individual Ownership v Limited Company Buy to Let Property Purchase

We get asked several times each year whether it is better to buy or own a buy to let (BTL) investment property personally or use a limited company. The ...

7m9d

Property

Renters Rights Act 2025 as Renters Rights Bill Receives Royal Assent

Renters Rights Act 2025 as Renters Rights Bill Receives Royal Assent

The Renters Rights Bill received Royal Assent on Monday 27th October to become the Renters Rights Act 2025. This Act was the new Labour Government’s reform of the former ...

7m10d

Property

Underinsured? Rebuild Cost Inflation and the Average Clause

Underinsured? Rebuild Cost Inflation and the Average Clause

We have recently been doing some work for a private, property management company where we own a buy to let investment and highlighted the fact that buildings insurance was ...

10m23d

Property

Can you Buy Property With a Pension Fund?

Can you Buy Property With a Pension Fund?

Have you ever wondered who owns most of the office blocks, shopping centres, industrial estates, and warehouses across the UK? The simple answer is the biggest owners of land, buildings ...

> 1y7m

Property

Holiday Let versus Buy to Let Property Investment

Holiday Let versus Buy to Let Property Investment

According to Uswitch in 2021 there were 2.74 million property investors in the UK, and this does not include those that have set up limited companies to buy property, ...

> 2y4m

Property

Minimum Energy Performance Certificate Grade C on All Homes by 2035

Minimum Energy Performance Certificate Grade C on All Homes by 2035

Many people will be aware that the UK signed the Paris Climate Agreement with a commitment to be carbon emissions neutral by 2050. Some people will be aware of Minimum ...

> 2y11m

Property

Lettings Relief For Property Capital Gains Tax

Lettings Relief For Property Capital Gains Tax

Rent a Room Relief – rent a room/rent a share of your main home = Rental income up to £7,500 pa is income tax free Let’s say you rent a ...

> 6y11m

Property

Can I Gift My Home or Other Property to Children?

Can I Gift My Home or Other Property to Children?

The simple answer is yes, you can gift both your main home and/or investment property to children or other loved ones. It is a mistake to think you arelimited ...

> 1y7m

Property

Want or Need an Extra £7,500 pa Income Tax Free? Rent a Room

Want or Need an Extra £7,500 pa Income Tax Free? Rent a Room

If you would like an extra £7,500 pa income tax free, then rent a room out … Are you struggling with your mortgage payments due to higher interest rates? Has your ...

> 1y10m

Property

History and Explanation of Joint Tenants v Tenants in Common

History and Explanation of Joint Tenants v Tenants in Common

Many of you may or may not have heard the term Joint Tenants or Tenants in Common or someone doing something to how they own property to protect 50% ...

> 1y11m

Property

Income Taxes on Buy to Let Property Investments

Income Taxes on Buy to Let Property Investments

Most people will understand that income taxes due on buy to let property investments will be a simple matter of rental income less expenses = rental profit and income ...

> 2y1m

Property

UK Residential Property Cycle Bubble to Burst to Bubble

UK Residential Property Cycle Bubble to Burst to Bubble

So often we are asked what we think will happen to property prices in the UK. Are property prices going up or down? To try and get a better ...

> 2y3m

Property

New EPC Rules for Commercial Property

New EPC Rules for Commercial Property

With effect from 1 April 2023, EPC rules for commercial properties were introduced by the government. What is an EPC? An Energy Performance Certificate (EPC) is a rating on the energy ...

> 3y

Property

Stamp Duty When Divorcing and Buying Separate Home

Stamp Duty When Divorcing and Buying Separate Home

There are special provisions for stamp duty for divorcing couples or dissolving a civil partnership. These provisions do not apply if you are co-habiting only i.e., unmarried/not civil partners. Property ...

> 3y2m

Property

Pros and Cons of Limited Company Large Buy to Let

Pros and Cons of Limited Company Large Buy to Let

With huge changes to stamp duty rates, cuts in capital gains tax allowances, higher capital gains tax rates for property disposals, and reductions in your ability to offset interest ...

> 3y1m

Property

Pros and Cons of Limited Company Small Buy to Let

Pros and Cons of Limited Company Small Buy to Let

With huge changes to stamp duty rates, cuts in capital gains tax allowances, higher capital gains tax rates for property disposals, and reductions in your ability to offset interest ...

> 3y1m

Property

Stamp Duty When Buying New Home But Not Sold 1st Home

Stamp Duty When Buying New Home But Not Sold 1st Home

The stamp duty land tax that you pay if you plan to buy a new main residence but are still in the process of selling your existing main residence, ...

> 3y2m

Property

Stamp Duty Rules and Rates on 2nd Property

Stamp Duty Rules and Rates on 2nd Property

You may or may not be aware that a ‘Stamp Duty’ Land Tax is payable when you buy property in the UK but rates and bands vary between England/Northern ...

> 3y2m

Property

10 Tips For Tenants When Renting Property

10 Tips For Tenants When Renting Property

Tenants Guide to Renting - 10 things to look out for when renting Get a formal, written tenancy agreement with full terms and listed inventory. Check your credit score. You will need ...

> 3y2m

Property

19 Tips When Buying Investment Property

19 Tips When Buying Investment Property

The 2023 and 2024 UK property market is expected to slow down with the cost of living up, energy bills up, mortgage costs up with interest rate rises. In ...

> 3y6m

Property

Fire Safety England Regulations 2022

Fire Safety England Regulations 2022

Are there 2 or more households living in a building? Then new Fire Safety (England) Regulations were announced in May 2022 that apply from January 2023. Following the devastating fire ...

> 3y10m

Property

Minimum Grade C EPC Ratings for Landlords

Minimum Grade C EPC Ratings for Landlords

EPC Ratings: Energy Efficiency and Insulation Min EPC-C Energy performance certificates (EPCs) have been required for all residential property transactions since 2008. For landlords the minimum EPC rating that they must ...

> 4y4m

Property

Furnished Holiday Let Boom Equals Budget Tax Rises

Furnished Holiday Let Boom Equals Budget Tax Rises

Research by real estate adviser Altus Group into Government statistics on UK Furnished Holiday Let (FHL) property and published on the BBC website has found that there are over ...

> 4y8m

Property

Simplifying VAT on Land and Property

Simplifying VAT on Land and Property

HMRC has issued a consultation paper calling for evidence to simplify the VAT on land and property exemption. VAT on property and land can be complex. Currently, most transactions are ...

> 5y

Property

What Type of Buy to Let Property Should I Buy?

What Type of Buy to Let Property Should I Buy?

Capital gains tax is perhaps the lowest hanging fruit when it comes to the Chancellor collecting additional revenue to pay for coronavirus and Brexit costs. Current capital gains tax rates: Non ...

> 5y6m

Property

Commercial to Residential Conversion Boom as Planning Permission Relaxed

Commercial to Residential Conversion Boom as Planning Permission Relaxed

The Town and Country Planning (Use Classes) (Amendment) (England) Regulations 2020 with effect from 1st September 2020. Planning laws have seen their biggest changes since perhaps the Property Act 1925. ...

> 5y10m

Property

Save Tax on Joint Owned Rental Property

Save Tax on Joint Owned Rental Property

We know that landlord’s, buy to let and holiday let investors are under increasing pressure having been a government target for a number of years when it comes to ...

> 5y7m

Property

What Can I Claim for Property Refurbishment Costs

What Can I Claim for Property Refurbishment Costs

There are some simple rules to follow when claiming expenses for buy to let properties and investment property. Expenses incurred in the acquisition of the property such as legal fees, ...

> 6y4m

Property

Expenses When Buy to Let Property Falls Through

Expenses When Buy to Let Property Falls Through

When buying, making offers and attempting to buy investment property, buy to let or holiday let property you may incur many fees and expenses. Mortgage application fees, survey fees and ...

> 6y6m

Property

Holiday Let or Long Term Let Without Consent

Holiday Let or Long Term Let Without Consent

Letting out your home without Consent to Let either from your mortgage company (if you have a mortgage) or your insurers if you have normal household insurance or if ...

> 6y9m

Property

Is Tenants In Common Still Valid

Is Tenants In Common Still Valid

Most people own property under ‘joint tenants’. You are a tenant of the Queen but most people are joint tenants under Freehold title i.e. you don’t pay any ground ...

> 6y10m

Property

Capital Gains Tax Principle Private Residence Relief Final Period Exemption

Capital Gains Tax Principle Private Residence Relief Final Period Exemption

Principle Private Residence (PPR) relief for capital gains tax on residential property is given based upon the total period of ownership that you occupy the property as your main ...

> 6y11m

Property

Is Capital Gains Tax Paid When Gifting Property

Is Capital Gains Tax Paid When Gifting Property

Just because you are gifting a property rather than selling it does not mean that capital gains tax does not apply. Capital gains tax may be payable when you ...

> 6y11m

Property

Is Stamp Duty Paid When Gifting Property

Is Stamp Duty Paid When Gifting Property

Stamp duty is not payable when gifting a property when there is no mortgage on it. Stamp duty is payable by the receiver of the gift when the property has ...

> 6y11m

Property

Rent Out Home Capital Gains Tax Changes 2020

Rent Out Home Capital Gains Tax Changes 2020

Capital Gains Tax (CGT) - Private Residence Relief and Changes to Ancillary Relief from April 2020. No CGT if main residence and still liv in it. No CGT if main residence ...

> 7y2m

Property

Save Invest Rent Or Buy Home

Save Invest Rent Or Buy Home

The question of whether should save, invest and rent or buy a home i.e. rent v buy is best answered by the following: The UK population is projected to increase ...

> 7y2m

Property

Buying a Share of Partners Home

Buying a Share of Partners Home

Buying A Share Of Partners Home: Married/Civil Partnerships: No Mortgage: Buying a share = transfer between spouses so no stamp duty Mortgage: Buying/Taking on a share and both property equity and mortgage ...

> 7y2m

Property

EPC Rating May Affect Property Saleability And Mortgage Availability

EPC Rating May Affect Property Saleability And Mortgage Availability

A 'think tank' has called upon a Government Select Committee of MPs to ban mortgages on properties with low Energy Performance Certificate (EPC) ratings of F and G. They ...

> 7y2m

Property

Land Title Dispute Or Conflicting Entry

Land Title Dispute Or Conflicting Entry

Freehold and Leasehold title disputes and conflict of entries. HM Land Registry will not give advice or formal leag advice but will give a definitive answer as to who ...

> 7y3m

Property

Land Registry Deed Search

Land Registry Deed Search

Land Registry Search Online: or simply search for "Land Registry Search" to search for extracts of Deeds, Plans and Flood Reports. These are not full copies but extracts from the ...

> 7y3m

Property

Can I Rent Out My Home The Risks

Can I Rent Out My Home The Risks

Can I Rent Out My Home? We explain the risks and what to watch out for that you may not have thought of such as mortgages, insurance, business rates ...

> 7y5m

Property

Buying Property For Relatives

Buying Property For Relatives

There is no law to stop you buying a property for a relative to live in. However, if you need a mortgage to buy the property, either a residential ...

> 7y5m

Property

Empty Commercial the Housing Crisis Answer

Empty Commercial the Housing Crisis Answer

We explore the changes in the empty high street and how this commercial property, in part, help the residential housing crisis....

> 7y8m

Property

Furnished Holiday Let versus Buy To Let

Furnished Holiday Let versus Buy To Let

Is furnished holiday let (FHL) property investment the new buy to let property boom? We compare holiday lets to residential buy to let, you may be surprised by the ...

> 7y8m

Property

MUB Property Multi Unit Block

MUB Property Multi Unit Block

What is a MUB property? Multi Unit Block buy to let property and MUB mortgages and lending explained....

> 7y9m

Property

What is a Surety Bond

What is a Surety Bond

What is a surety bond? A surety bond is when one party (the surety or guarantor) guarantees to pay out a sum to a party (the obligee) in the ...

> 7y10m

Property

Guide for New BTL Property Investors Becoming A Landlord

Guide for New BTL Property Investors Becoming A Landlord

Becoming a Landlord: Third video in a mini-series for becoming a buy to let (BTL) property landlord for the first time....

> 7y11m

Property

Guide for New BTL Property Investor and Mortgage Finance

Guide for New BTL Property Investor and Mortgage Finance

Mortgage Finance: Second video in a mini-series for becoming a buy to let (BTL) property landlord for the first time and what to expect with BTL mortage lenders for ...

> 7y11m

Property

Guide for New BTL Property Investor and Choosing Property

Guide for New BTL Property Investor and Choosing Property

Choosing Property: First video in a mini-series for becoming a buy to let (BTL) property landlord for the first time with tips for choosing buy to let property....

> 7y11m

Property

Buying Property in Former Mining Areas Sulphate Attack Mundic Concrete

Buying Property in Former Mining Areas Sulphate Attack Mundic Concrete

Be careful when buying property in former mining areas as waste products such as coal combustion debris and metallurgy waste may have been used in hardcore (laid below concrete ...

> 8y1m

Property

Energy Performance Certificate EPC Landlord Rules 2018

Energy Performance Certificate EPC Landlord Rules 2018

Are you a landlord? Is your EPC compliant for both domestic and non-domestic property? We take a look at the new Energy Performance Certificate EPC Rules 2018 that affect ...

> 8y2m

Property

Gearing for Property Investment and Buy to Let

Gearing for Property Investment and Buy to Let

Gearing when investing in property such as buy to let is where you invest some money e.g. deposit only, to buy property and borrow the balance at a cheaper ...

> 8y2m

Property

What Locally Affects Your House Value

What Locally Affects Your House Value

What locally affects your house value? What locally may affect your ability to get a mortgage? Are there things in your area that may affect your property? Excluded property risks....

> 8y3m

Property

Changes to Tax Relief for Residential Landlords

Changes to Tax Relief for Residential Landlords

Changes to tax relief for residential landlords started in April 2017 with restrictions on loan interest expenses relief being phased in over 4 years affecting all BTL with mortgages ...

> 8y6m

Property

Tenancy Deposit Scheme Explained

Tenancy Deposit Scheme Explained

We look at the 3 government backed tenancy deposit schemes that a landlord is legally required to put a tenant's rental property deposit in to protect both landlord and ...

> 8y6m

Property

Furnished Holiday Let Tax Ruling

Furnished Holiday Let Tax Ruling

We explore two recent cases with HMRC going to the First Tier Tax Tribunal for rulings on furnished holiday let, investment business, income from land and property....

> 8y6m

Property

Where Would I Buy Investment Property

Where Would I Buy Investment Property

Ashley Clark, Director, answers the question "Where Would I Buy Investment Property?" with explanations to his reasons for buying certain types of property in certain areas....

> 8y7m

Property

Commercial Property v Residential Property Investment

Commercial Property v Residential Property Investment

With the attack on buy to let landlords via expenses, tax relief reduction on interest and stamp duty increases, we ask which is better, Commercial Property v Residential Property Investment?...

> 8y8m

Property

Second Property Stamp Duty Refunds

Second Property Stamp Duty Refunds

We look at the ability to reclaim the higher stamp duty cost on second property if you then sell your first property....

> 8y10m

Property

Rental Property Income Tax Finance Interest Expenses Relief

Rental Property Income Tax Finance Interest Expenses Relief

Video explores the changes to finance, mortgage and loan interest payments with the restrictions on expenses relief for this. Tax on rental income changed in 2017 with a restriction ...

> 8y11m

Property

Should I Postpone Buying Property

Should I Postpone Buying Property

Video explores the issues surrounding a slow down of the UK economy, whether property prices will fall and whether you should buy now, sell now or postpone buying property....

> 9y11m

Property

Time To Buy Or Sell Property Investments

Time To Buy Or Sell Property Investments

Is it the right time to buy or sell residential property or commercial property investment?...

> 10y

Property

Buy Main Home if Own Buy to Let Stamp Duty

Buy Main Home if Own Buy to Let Stamp Duty

Video explores stamp duty issue if you do not own main home yet but have a buy to let and you then buy main home....

> 10y1m

Property

Pension Can Have A Mortgage to Buy Property

Pension Can Have A Mortgage to Buy Property

Video: Did you know your pension fund can have a mortgage in its own name to buy commercial property?...

> 10y2m

Property

Tenants In Common Form A Restriction

Tenants In Common Form A Restriction

Video explores property ownership under Tenants in Common Form A Restriction and the words "No disposition by a sole proprietor of the registered estate" to protect you....

> 10y3m

Property

Furnished Let Tax Changes 2016

Furnished Let Tax Changes 2016

Video explores the withdrawal of 10% writing down allowance for funished let buy to let properties and investment properties in April 2016. What can you claim now?...

> 10y3m

Property

Should I Extend Lease Pros Cons

Should I Extend Lease Pros Cons

Video explores the costs and issues when you are looking to extend the lease on your leasehold property, is there an alternative view? Pros and Cons....

> 10y3m

Property

Should I Extend Lease Pros Cons

Should I Extend Lease Pros Cons

Video explores the costs and issues when you are looking to extend the lease on your leasehold property, is there an alternative view? Pros and Cons....

> 10y3m

Property

Buy to Let Payment On Account Tax

Buy to Let Payment On Account Tax

Video explores expat and buy to let UK property rental profits, UK income taxes and additional payments of account tax that are due on 31 January....

> 10y4m

Property

Property Location Affects Mortgage Eligibility

Property Location Affects Mortgage Eligibility

Video enforces location, location, location. Where your property is situated or what is nearby such as pubs, shops, launderettes or even farm land may affect whether you can get ...

> 10y6m

Mortgages

Effect of Stamp Duty on Buy to Let Mortgages

Effect of Stamp Duty on Buy to Let Mortgages

Video explores the impact of the 3% blanket increase in Stamp Duty on Buy to Let and 2nd home residential property....

> 10y6m

Mortgages

HMO Home of Multiple Occupation

HMO Home of Multiple Occupation

Video looks at buy to let for HMO, a Home of Multiple Occupation and how an Article 4 direction by local authority will affect change of use and planning permission....

> 10y6m

Property

Summer Budget 2015 Rent a Room Relief

Summer Budget 2015 Rent a Room Relief

Video explains rent a room relief and the increase in the rental a room allowance for tax free income up to £7500....

> 10y10m

Politics & Economy

Summer Budget 2015 Buy to Let Expenses Relief

Summer Budget 2015 Buy to Let Expenses Relief

Video explains the changes in taxation when offsetting expenses against rental income received of buy to let and investment property....

> 10y10m

Politics & Economy

Offsetting Rental Property Losses

Offsetting Rental Property Losses

Video explores the ability to offset rental property losses, however, there is a quirk where even if no tax is due as profit is within your personal tax allowance ...

> 11y

Property

Buy to Let v Flexible Pension Drawdown

Buy to Let v Flexible Pension Drawdown

Video explores the tax differences between a flexible pension and a buy to let investment property and whether you should release tax free lump sums and income to buy ...

> 11y5m

Property

Autumn Statement Stamp Duty Changes Dec 14

Autumn Statement Stamp Duty Changes Dec 14

Video explains changes the stamp duty land tax with effect from 4 Dec 2014 in Chancellor George Osborne’s Autumn Statement....

> 11y6m

Politics & Economy

House Price Prediction 2015

House Price Prediction 2015

Video looks at what we predict will drive property prices in 2015 and for the next few years. Inflation, interest rates, demand, supply of houses, earnings and mortgage lending.Transcript:“Hello ...

> 11y6m

Property

Disputes on Costs to Extend a Lease

Disputes on Costs to Extend a Lease

Video explores your options if there is a dispute on the costs to extend a lease. How to calculate, what to do and the Leasehold Advisory Service and First ...

> 11y7m

Property

How to Calculate Lease Extension Cost

How to Calculate Lease Extension Cost

Video explains the four basic calculations required to work out the cost to extend a lease.Transcript:“Hello there. So you have a leasehold property. A leasehold flat or a house ...

> 11y7m

Property

Annual Tax Enveloped Dwellings ATED

Annual Tax Enveloped Dwellings ATED

A short explanation of the Annual Tax on Enveloped Dwellings ATED payable if your residential property is owned by a company or other structure as well increased stamp duty payable....

> 11y11m

Property

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy