Ad Valorem Financial Adviser Fees

Published / Last Updated on 05/03/2018

What is ad valorem? Why do 70-80% of financial advisers charge ad valorem financial adviser fees i.e. a charge in proportion of the investment or pension fund value? Compare this to fixed fee financial advice.

Related Videos

Financial Advice Fees: Percentage vs Fixed Fees

Financial Advice Fees: Percentage vs Fixed Fees

Why do financial advisers charge a percentage of investments? Are fixed financial advice fees cheaper? What Changed After the FCA's Retail Distribution Review (RDR)? RDR took effect in January 2013. Advisers must ...

2m28d

About Us

Why FinancialAdvice.net Wins Financial Adviser Awards

Why FinancialAdvice.net Wins Financial Adviser Awards

Why has FinancialAdvice.net won so many financial adviser awards? This is so difficult to answer as we do not knowingly target awards to win. We have won 59 awards ...

> 1y8m

About Us

An Introduction to and History of FinancialAdvice.net

An Introduction to and History of FinancialAdvice.net

We are FCA authorised Independent Financial Advisers and are also individually, 1st Class Honours degree qualified Chartered Financial Planners. Who are FinancialAdvice.net? Who is behind FinancialAdvice.net? This is the financial ...

> 2y9m

About Us

What to Expect in Your First Financial Consultation

What to Expect in Your First Financial Consultation

If you are new to us and contact us by email, contact form, telephone or book a call back online, we will offer you a free, initial consultation. Do ...

> 2y9m

About Us

Our 9 Step Process When Giving Financial Advice

Our 9 Step Process When Giving Financial Advice

Financial services and the process of delivering financial advice is a regulated activity in the UK. Financial firms are regulated by the Financial Conduct Authority (FCA) with both the ...

> 1y8m

About Us

How We Comply with FCA Consumer Duties Rules

How We Comply with FCA Consumer Duties Rules

As financial advisers, we always empathise as much as we can with our clients i.e., put ourselves in your position. Is the product or service right for you, ‘in ...

> 4y

About Us

Asset Allocation & How We Choose Investment Funds

Asset Allocation & How We Choose Investment Funds

After we have established the right pension or investment company and product for you or if it is a product/policy you already have, we then look more deeply at ...

> 4y8m

About Us

How We Choose Pension and Investment Companies

How We Choose Pension and Investment Companies

Many financial advisers have gone down a platform route, whereby all their clients are usually established on one single platform to manage your pension, investment, insurance or tax needs. ...

> 4y8m

About Us

Our Professional Costs Soar By 50%

Our Professional Costs Soar By 50%

Last week we had our latest Financial Conduct Authority (FCA) notice of fees. This includes our levy to the Financial Services Compensation Scheme (FSCS) but excluding Financial Ombudsman Service ...

> 4y9m

About Us

It Is Not All About the Money

It Is Not All About the Money

We read an article this morning that did not quite make our 'blood boil' but did warm it up a little and make us smile. Paul Lewis, financial commentator, ...

> 4y9m

About Us

How We Quote Our Fees

How We Quote Our Fees

How Our Fees Are Calculated For reference, we usually offer set fee only services, to make sure you receive the lowest initial charges and combined ongoing management charges from pensions, ...

> 5y

About Us

How Other IFAs Quote Fees

How Other IFAs Quote Fees

How Other Financial Advisers Charge Fees Many financial advisers charge a % of the value of your fund both a % upfront and an ongoing % charge. We do not, ...

> 5y

About Us

Treating Vulnerable Clients Fairly

Treating Vulnerable Clients Fairly

The Financial Conduct Authority published its ‘Guidance for firms on the fair treatment of vulnerable customers’ on 23rd February 2021. As financial advisers we were already acutely aware of and ...

> 5y2m

About Us

Vulnerable Clients 1. Health

Vulnerable Clients 1. Health

In February 2021, the Financial Conduct Authority issued guidance to financial firms called “Fair Treatment of Vulnerable Clients”. It also set out the key drivers of vulnerability: Health Life Events Resilience Capability Whilst we ...

> 4y4m

About Us

Vulnerable Clients 2. Life Events

Vulnerable Clients 2. Life Events

In February 2021, the Financial Conduct Authority issued guidance to financial firms called “Fair Treatment of Vulnerable Clients”. It also set out the key drivers of vulnerability: Health Life Events Resilience Capability Whilst we ...

> 4y4m

About Us

Vulnerable Clients 3. Resilience

Vulnerable Clients 3. Resilience

In February 2021, the Financial Conduct Authority issued guidance to financial firms called “Fair Treatment of Vulnerable Clients”. It also set out the key drivers of vulnerability: Health Life Events Resilience Capability Whilst we ...

> 4y4m

About Us

Vulnerable Clients 4. Capability

Vulnerable Clients 4. Capability

In February 2021, the Financial Conduct Authority issued guidance to financial firms called “Fair Treatment of Vulnerable Clients”. It also set out the key drivers of vulnerability: Health Life Events Resilience Capability Whilst we ...

> 4y4m

About Us

Celebrating 20 Years of Online Financial Advice

Celebrating 20 Years of Online Financial Advice

Celebrating 20 Years of Online Financial Advice Our Anniversary Thoughts Like all businesses we have had highs and lows. Struggling when we started on 1st September 2000 with no clients and ...

> 5y9m

About Us

Reality of Supporting Small Business

Reality of Supporting Small Business

Big v small is always the debate. Larger businesses are sometimes considered more stable although we beg to differ. There are many banks that needed a ‘bail out’ during ...

> 5y3m

About Us

What Do We Spend Your Financial Advice Fees On

What Do We Spend Your Financial Advice Fees On

This is a break down of our fees and turnover in % for our trading year 2018/19. Where we spend money that you pay us ... Expenses Spend by % ...

> 5y10m

About Us

Video Testimonial Request

Video Testimonial Request

As well as securing regular feedback from clients, we also like to publish, where possible, your experiences when dealing with us or how our advice has helped you to ...

> 5y10m

About Us

Looking After Existing Customers

Looking After Existing Customers

A recent article where the Citizens Advice Bureau accused insurers of scamming existing customers, we offer our view on looking after existing clients. "Let's take care of our existing customers ...

> 6y10m

About Us

Financial Advice in Kingston Upon Thames

Financial Advice in Kingston Upon Thames

The directors of Roberts Clark live and work in Kingston upon Thames with offices in Richmond, Cornwall and Nth Birmingham. We are able to offer award winning, complete, holistic, ...

> 7y6m

About Us

4 Day Week Trial For Staff

4 Day Week Trial For Staff

Much research has been done on the potential benefits both for employee welfare and productivity by moving to working longer hours over 4 days and a longer weekend. We ...

> 7y6m

About Us

How We Protect Data Under GDPR

How We Protect Data Under GDPR

We explain what security measures we have taken to protect your data under the General Data Protection Regulation (GDPR)....

> 7y7m

About Us

Financial Advice Opt In Permission GDPR Contact Compliance

Financial Advice Opt In Permission GDPR Contact Compliance

We explain and offer details of our approach to General Data Protection Regulation and opt-in options for contact from FinancialAdvice.net....

> 8y

About Us

KISS Keep It Simple Stupid Investing

KISS Keep It Simple Stupid Investing

The KISS principal of Keep It Simple Stupid is what we apply to investing and investment growth. Trying to be a clever dick never really works....

> 9y6m

About Us

Impact of Inflation on Business

Impact of Inflation on Business

We explore the impact of inflation on business, fees and prices, not just CPI but employers and wages. What are we doing with our fees? What are we doing ...

> 9y7m

About Us

Compare Your Financial Adviser Service

Compare Your Financial Adviser Service

Compare your financial adviser's service. What did your financial adviser do for you this year? It's your hard earned money. Compare your adviser to our service. Existing clients: a ...

> 9y7m

About Us

Financial Advice in Newquay

Financial Advice in Newquay

Video introduces financial advice service for Newquay, Cornwall by award winning Roberts Clark for independent financial advice....

> 10y4m

About Us

Financial Advice Newquay Cornwall

Financial Advice Newquay Cornwall

Video introduces our new financial advice service and office expansion to Newquay and Cornwall. From October 2015 you can access fixed fee only independent financial advice from the multiple ...

> 10y8m

About Us

Financial Advice Testimonials

Financial Advice Testimonials

Simple video introduces and explains client testimonials from clients that have received financial advice from Roberts Clark and our websites financialadvice.net. Read some of our client financial testimonials....

> 10y10m

About Us

Personal Finance is Personal

Personal Finance is Personal

Video looks at why finance is personal. The key word is 'Personal' in personal financial advice. You will share with your adviser income, savings, assets, health and dreams which ...

> 10y10m

About Us

Ask Financial Questions

Ask Financial Questions

Video explains the financialadvice.net 'ask financial questions' for free service....

> 10y11m

About Us

SPS Statement of Professional Standing

SPS Statement of Professional Standing

Video explains how the financial regulator and professional institutes ensure financial advisers keep their knowledge up to date and issue a yearly Statement of Professional Standing certificate. Ask your ...

> 11y4m

About Us

Independent Financial Advice IFA

Independent Financial Advice IFA

Video explains the difference between advised and non-advised sales and independent financial advice IFA versus restricted financial advice. Transcript: “Hello there and welcome to yet another one of my unscripted ‘I ...

> 11y4m

About Us

Quotation Documents to Return to Us

Quotation Documents to Return to Us

Video explains the three main documents that you usually need to sign and return when we have issued you a quotation and you wish to use our services. There ...

> 11y5m

About Us

Financial Advice in Richmond

Financial Advice in Richmond

Video explains our award winning, expert and local, low cost financial advice in Richmond and South West London. Transcript: “Hello there. You’ve found our websites, you’re seeking financial advice in Richmond, ...

> 11y7m

About Us

Financial Advice in London

Financial Advice in London

Video explains what is available and how to access financial advice from our London team. Transcript "Hello there. [The] subject for this video is Financial Advice in London.So, we are financial ...

> 11y8m

About Us

Financial Advice Mission Statement

Financial Advice Mission Statement

Video explains our Financial Advice Mission Statement for you, how we work and what we are trying to achieve at financialadvice.net...

> 11y8m

About Us

No Pushy Financial Advisers

No Pushy Financial Advisers

Say no to pushy, pin stripe suit, flash car, pressure sale Financial Advisers. Find out about our relaxed approach and how we treat you the way we want to ...

> 11y10m

About Us

Roberts Clark NeedAnAdviser FinancialAdvice

Roberts Clark NeedAnAdviser FinancialAdvice

Video to explain the relationship of Roberts Clark IFS Limited to NeedAnAdviser.com and FinancialAdvice.net...

> 11y11m

About Us

Do We Handle Client Money

Do We Handle Client Money

Video to explain what access we have to your money, investments and pensions i.e. Do we handle client money?...

> 11y11m

About Us

Risk Fee Explained

Risk Fee Explained

A video to explain what the risk fee is when it is quoted for certain types of financial advice works such as pension transfers...

> 11y11m

About Us

Giving Proof of Identity

Giving Proof of Identity

All financial advisers have a duty to verify who they are dealing with i.e. you will need to prove your identity. You would normally be asked to provide: 2 proofs of ...

> 12y3m

About Us

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy