What Does Hard Brexit Mean

World Trade Organisation Agreement

What Does Soft Brexit Mean

Published / Last Updated on 15/11/2016

We explore the potential options for a Soft Brexit. Until negotiations begin, no one knows, but here are some examples of soft Brexit.

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> 7y11m

Politics & Economy

Impact of Labour Proposal for 10 per cent Employee Owned Company Shares

Impact of Labour Proposal for 10 per cent Employee Owned Company Shares

The possible impact on pensions and ISAs of the Labour Party proposal for 10 per cent employee owned company shares for companies with more than 250 employees....

> 8y

Politics & Economy

Spring Statement 2018 Consultations

Spring Statement 2018 Consultations

The Chancellor delivered his Spring Statement on 13th March 2018 with consultation papers mainly affecting tax, entrepreneurship and digital economies....

> 8y6m

Politics & Economy

Budget Autumn 2017 Marriage Allowance on Death

Budget Autumn 2017 Marriage Allowance on Death

You've seen the headlines. We look at the small print of Autumn Budget 2017 and Marriage Allowance on Death....

> 8y10m

Politics & Economy

Budget Autumn 2017 Rent A Room Relief

Budget Autumn 2017 Rent A Room Relief

You've seen the headlines. We look at the small print of Autumn Budget 2017 and Rent A Room Relief under scrutiny....

> 8y10m

Politics & Economy

Budget Autumn 2017 Electric Car Charge

Budget Autumn 2017 Electric Car Charge

You've seen the headlines. We look at the small print of Autumn Budget 2017 and charging electric cars at work as a tax free benefit in kind....

> 8y10m

Politics & Economy

Budget Autumn 2017 Business Travel Expenses Cap

Budget Autumn 2017 Business Travel Expenses Cap

You've seen the headlines. We look at the small print of Autumn Budget 2017 with a cap on travel and subsistence expenses whilst away on business. No more expensive ...

> 8y10m

Politics & Economy

Budget Autumn 2017 Frozen Savings Allowances

Budget Autumn 2017 Frozen Savings Allowances

You've seen the headlines. We look at the small print of Autumn Budget 2017 and savings being hit will frozen ISA allowances and the £5,000 zero starting % tax ...

> 8y10m

Politics & Economy

Budget Autumn 2017 Stamp Duty Fix

Budget Autumn 2017 Stamp Duty Fix

You've seen the headlines. We look at the small print of Autumn Budget 2017 and the fix made on higher stamp duty rates for additional homes....

> 8y10m

Politics & Economy

Budget Autumn 2017 Lifetime Allowance

Budget Autumn 2017 Lifetime Allowance

You've seen the headlines. We look at the small print of Autumn Budget 2017 and Pension Lifetime Allowance inflation (no increase to Pension Annual Allowance though)....

> 8y10m

Politics & Economy

Budget Autumn 2017 VAT Threshold Cut

Budget Autumn 2017 VAT Threshold Cut

You've seen the headlines. We look at the small print of Autumn Budget 2017 with the VAT registration threshold technically being cut catching more businesses....

> 8y10m

Politics & Economy

Budget Autumn 2017 Life Insurance Growth Tax

Budget Autumn 2017 Life Insurance Growth Tax

You've seen the headlines. We look at the small print of Autumn Budget 2017 and the withdrawal of indexation allowance on corporate gains. We've called it a life insurance ...

> 8y10m

Politics & Economy

Budget Autumn 2017 Business Rates Stealth Tax

Budget Autumn 2017 Business Rates Stealth Tax

You've seen the headlines. We look at the small print of Autumn Budget 2017 and Business Rates changes, yet another stealth tax....

> 8y10m

Politics & Economy

Budget Autumn 2017 Summary

Budget Autumn 2017 Summary

Autumn Budget 2017 summary and look at the headline grabbers before we look at the small print....

> 8y10m

Politics & Economy

If You Were The Prime Minister How Would You Manage the Economy

If You Were The Prime Minister How Would You Manage the Economy

If you were the Prime Minister or the Chancellor how would you manage the economy? We give you three options, you choose the likely path. This may help you ...

> 8y11m

Politics & Economy

Dividend Allowance U Turn

Dividend Allowance U Turn

Video explains the u-turns made for dividend tax free allowance and money purchase annual allowance from Budget 2017 in light of General Election 2017....

> 9y5m

Politics & Economy

Budget 2017 QROPS Tax Charge

Budget 2017 QROPS Tax Charge

Budget 2017 and the impact of a 25% tax charge when transferring UK pensions to a recognised overseas pension....

> 9y6m

Politics & Economy

Budget 2017 National Savings Bond

Budget 2017 National Savings Bond

Budget 2017 confirms the start of the National Savings and Investment 2.2% 3 year fixed rate bond available from April 2017 to April 2018....

> 9y6m

Politics & Economy

Budget 2017 Dividend Allowance Cut

Budget 2017 Dividend Allowance Cut

Budget 2017 reduced the dividend tax free allowance from £5,000 to £2,000 from April 2018 meaning higher tax bills for all shareholders and a blow to small limited company directors....

> 9y6m

Politics & Economy

Budget 2017 Self Employed NIC

Budget 2017 Self Employed NIC

Budget 2017 and the shock increase Self Employed National Insurance Contributions (NIC). Another kick in the teeth for small business but is it fair?...

> 9y6m

Politics & Economy

Budget 2017 Cutbacks Mean Council Tax Rises

Budget 2017 Cutbacks Mean Council Tax Rises

Budget 2017 confirmed 34% reduction in local government subsidies, we think big council tax rises are on the way....

> 9y6m

Politics & Economy

Autumn Statement 2016

Autumn Statement 2016

Summary of key elements affecting pensions, investments and financial advice in the Autumn Statement 2016....

> 9y10m

Politics & Economy

Impact of Trump Election

Impact of Trump Election

Why markets have not tumbled as expected.when combining Brexit vote with Donald Trump election....

> 9y10m

Politics & Economy

What Does Hard Brexit Mean

What Does Hard Brexit Mean

We explore the potential options for a Hard Brexit. Sometimes calles Clean Brexit. Until negotiations begin, no one knows, but here are some examples of Hard Brexit or Clean Brexit....

> 9y10m

Politics & Economy

World Trade Organisation Agreement

World Trade Organisation Agreement

Hard or soft Brexit? Clean Brexit? We take a look at the default position of UK and EU adopting the simple World Trade Organisation Agreement (WTO) for trade and ...

> 9y10m

Politics & Economy

UK Budget Summary March 2016

UK Budget Summary March 2016

Video covers a quick summary of key points affecting pensions, investments and taxes from Budget March 2016....

> 10y6m

Politics & Economy

Help to Save UK Budget March 2016

Help to Save UK Budget March 2016

Video offers some brief details announced both before and during Budget March 2016 for the Help to Save scheme for low earners....

> 10y6m

Politics & Economy

Lifetime ISA UK Budget March 2016

Lifetime ISA UK Budget March 2016

Video offers some brief details announced during Budget March 2016 for the new Lifetime ISA for pensions saving or first time buyers for the under 40's....

> 10y6m

Politics & Economy

Capital Gains Tax UK Budget March 2016

Capital Gains Tax UK Budget March 2016

Video looks at capital gains tax rate reductions in the March 2016 Budget, these cuts do not apply to residential property, is it about growing business....

> 10y6m

Politics & Economy

Pension Payment Before Budget 2016

Pension Payment Before Budget 2016

Videos explores the risks of delaying any pension contribution until after the budget 2016 for higher rate taxpayers. Should pay into pension before the Budget?...

> 10y8m

Pensions

Autumn Statement 2015 Buy to Let Hammered

Autumn Statement 2015 Buy to Let Hammered

The autumn statement 2015 dealt a double tax and stamp duty land tax blow to buy to let property investment....

> 10y10m

Politics & Economy

Autumn Statement 2015 Deed of Variation

Autumn Statement 2015 Deed of Variation

The autumn statement 2015 offered a reprieve for Inheritance tax planning and Wills with no changes to a Deed of Variation but is there a hidden agenda?...

> 10y10m

Politics & Economy

Autumn Statement 2015 Crowdfunding ISA

Autumn Statement 2015 Crowdfunding ISA

The autumn statement 2015 confirmed the details and start date in 2016 for the Innovative Finance ISA or the so called Crowdfunding ISA....

> 10y10m

Politics & Economy

Autumn Statement 2015 Pensions

Autumn Statement 2015 Pensions

The autumn statement 2015 released details of flat rate state pensions, auto-enrolment changes and suggested pension tax relief changes in the March Budget 2016....

> 10y10m

Politics & Economy

Autumn Statement 2015 Digital Tax Account

Autumn Statement 2015 Digital Tax Account

The autumn statement 2015 confirm a £1.3bn fund for HMRC to build a new Digital Tax Account system to replace self-assessment. You will pay all your tax sooner!...

> 10y10m

Politics & Economy

Summer Budget 2015 Income Tax

Summer Budget 2015 Income Tax

Video looks at the changes to personal allowances and income tax bands in the July summer budget 2015....

> 11y2m

Politics & Economy

Summer Budget 2015 Inheritance Tax

Summer Budget 2015 Inheritance Tax

Video looks at the changes to inheritance tax with the main home nil rate band inheritance tax allowance....

> 11y2m

Politics & Economy

Summer Budget 2015 Dividend Tax

Summer Budget 2015 Dividend Tax

Video looks at the dramatic withdrawal of the dividend tax credit and the introduction of a tax free dividend allowance and then tiered rates of tax starting at 7.5% ...

> 11y2m

Business

Summer Budget 2015 Rent a Room Relief

Summer Budget 2015 Rent a Room Relief

Video explains rent a room relief and the increase in the rental a room allowance for tax free income up to £7500....

> 11y2m

Politics & Economy

Summer Budget 2015 Buy to Let Expenses Relief

Summer Budget 2015 Buy to Let Expenses Relief

Video explains the changes in taxation when offsetting expenses against rental income received of buy to let and investment property....

> 11y2m

Politics & Economy

Summer Budget 2015 National Living Wage

Summer Budget 2015 National Living Wage

Video looks at the Summer Budget 2015 and the introduction of the National Living Wage to replace, in part, the National Minimum Wage....

> 11y2m

Politics & Economy

Summer Budget 2015 Non UK Domicile Taxation

Summer Budget 2015 Non UK Domicile Taxation

Video looks at the changes to non domicile taxation for inheritance tax on residential property in Summer Budget 2015....

> 11y2m

Politics & Economy

Budget 2015 Lifetime Allowance Reduced

Budget 2015 Lifetime Allowance Reduced

Chancellor confirms that the pension Lifetime Allowance will be reduced to £1m from £1.25m from April 2016 and then increase in line with CPI from April 2018....

> 11y6m

Politics & Economy

Budget 2015 Sell Pension Annuity Double The Tax

Budget 2015 Sell Pension Annuity Double The Tax

Chancellor confirms that pension a pension annuity will be allowed to be sold from April 2016 but we suggest that means a double tax take for HMRC....

> 11y6m

Politics & Economy

Budget 2015 Help to Buy ISA

Budget 2015 Help to Buy ISA

Chancellor launches a new Help to Buy ISA for first time buyers saving for a deposit with a £50 bonus fro every £200 saved. Can invest an initial £1000 ...

> 11y6m

Politics & Economy

Budget 2015 Flexible ISA

Budget 2015 Flexible ISA

Chancellor confirms that you will be able to withdraw funds from your ISA in current tax year and top it back up under new flexible ISA rules....

> 11y6m

Politics & Economy

Budget 2015 Personal Savings Allowance

Budget 2015 Personal Savings Allowance

Chancellor confirms a new Personal Savings Allowance of £1000 interest tax free for a basic rate tax payer and £500 for higher rate tax payer but is it about ...

> 11y6m

Tax Planning

Budget 2015 Deed of Variation Review

Budget 2015 Deed of Variation Review

The Chancellor confirms that the use of Deed of Variation will be reviewed for inheritance tax abuse but we believe it is all about care fees means test planning....

> 11y6m

Politics & Economy

Budget 2015 Stop Self Employed Class 2 National Insurance

Budget 2015 Stop Self Employed Class 2 National Insurance

Chancellor confirms that flat rate class 2 National Insurance for self employed will stop but we believe this is about harmonising tax take for both employed and self employed....

> 11y6m

Business

Quantitative Easing Explained

Quantitative Easing Explained

Video explores government borrowing and sovereign debt and buying back debt using QE quantitative easing.Transcript:“Hello again and thank you for joining me. I get asked quite a lot: “what ...

> 11y8m

Advice Tips

Autumn Statement Mortgage Transparency

Autumn Statement Mortgage Transparency

Video covers Chancellor George Osborne's Autumn Statement December 2014 and plans for mortgage fees transparency....

> 11y10m

Politics & Economy

Autumn Statement Children Air Passenger Tax

Autumn Statement Children Air Passenger Tax

Video covers Chancellor George Osborne’s Autumn Statement December 2014 and removal air passenger tax for children below ages 12 and then 16....

> 11y10m

Politics & Economy

Autumn Statement ATED Tax Enveloped Dwellings

Autumn Statement ATED Tax Enveloped Dwellings

Video covers Chancellor George Osborne’s Autumn Statement December 2014 and the increase in the annual tax for enveloped dwellings owned inside company structures valued at £2m plus....

> 11y10m

Politics & Economy

Autumn Statement Non Dom Remittance Basis User Tax

Autumn Statement Non Dom Remittance Basis User Tax

Video covers Chancellor George Osborne’s Autumn Statement December 2014 and the addition i.e. an increase in tax for the remittance basis user for non UK domiciles (non dom)....

> 11y10m

Politics & Economy

Autumn Statement Personal Allowance Increase

Autumn Statement Personal Allowance Increase

Video looks that the increase to the personal tax allowance, the first tier amount you can earn without paying income and its increase from April 2015. Ist this any ...

> 11y10m

Politics & Economy

Autumn Statement Tax Free Annuity on Death

Autumn Statement Tax Free Annuity on Death

Video explains Chancellor George Osborne’s Autumn Statement December 2014 and paying a tax free pension annuity to spouse on death before age 75....

> 11y10m

Politics & Economy

Autumn Statement Tax Free ISA Transfer on Death

Autumn Statement Tax Free ISA Transfer on Death

Video explains Chancellor George Osborne’s Autumn Statement December 2014 and the new facility to transfer ISA tax benefits to a surviving spouse on death....

> 11y10m

Politics & Economy

Autumn Statement Stamp Duty Changes Dec 14

Autumn Statement Stamp Duty Changes Dec 14

Video explains changes the stamp duty land tax with effect from 4 Dec 2014 in Chancellor George Osborne’s Autumn Statement....

> 11y10m

Politics & Economy

2014 Budget Overview

2014 Budget Overview

This is our overview of the key issues that came with the 2014 budget from Chancellor George Osborne....

> 12y6m

Politics & Economy

2014 Budget Flexible Drawdown

2014 Budget Flexible Drawdown

Which effect 27th March 2014 the guaranteed income amount is being reduced from £20,000 to £12,000. This means if you have a guaranteed/secured income of £12,000pa from private and ...

> 12y6m

Politics & Economy

2014 Budget Stamp Duty on ATED

2014 Budget Stamp Duty on ATED

If a company structure buys a residential property valued at £500,000 or more then there is going to be a 15% stamp duty charge on top of the transaction....

> 12y6m

Politics & Economy

2014 Budget Annual Tax Envelope Dwellings

2014 Budget Annual Tax Envelope Dwellings

In the budget were the new changes to Annual Tax on Envelope Dwellings (ATED). The minimum residential property that can be taxed if it’s held inside a company structure ...

> 12y6m

Politics & Economy

2014 Budget Transferring Your Personal Allowance

2014 Budget Transferring Your Personal Allowance

From April 2015 you will be able to transfer unused personal allowance up to £1,050 to your spouse or civil partner....

> 12y6m

Politics & Economy

2014 Budget Self-Employment National Insurance

2014 Budget Self-Employment National Insurance

From April 2015 class 2 national insurance contributions will be collected via self-assessment....

> 12y6m

Politics & Economy

2014 Budget Personal Allowance

2014 Budget Personal Allowance

From the 6th April 2014 the personal allowance will be going up to £10,000 and will be going up to £10,500 in 2015....

> 12y6m

Politics & Economy

2014 Budget Free Pensions Guidance Service

2014 Budget Free Pensions Guidance Service

New plans are being put into place for those who have an investment linked defined pension scheme for get some free guidance.There is no more information on this and ...

> 12y6m

Politics & Economy

2014 Budget National Savings Changes

2014 Budget National Savings Changes

Currently you can invest £30,000 in premium bonds, this is changing in August to £40,000 and again in 2015 to £50,000.Also they are doubling the amount of million pound ...

> 12y6m

Politics & Economy

2014 Budget Expat Personal Allowances

2014 Budget Expat Personal Allowances

Currently if you are a UK national and are overseas but still getting income from the UK then you can still get a full personal allowance depending on what ...

> 12y6m

Politics & Economy

2014 Budget Capped Drawdown Changes

2014 Budget Capped Drawdown Changes

Capped drawdown is being increased from 120% of the usual amount you could have received with an annuity, to 150%....

> 12y6m

Politics & Economy

2014 Budget Pensions When Not Working

2014 Budget Pensions When Not Working

Even if you are not working you can still pay into a pension scheme up to £3600pa and get tax relief. Originally you could only do this up to ...

> 12y6m

Politics & Economy

2014 Budget Triviality Changes

2014 Budget Triviality Changes

The limit that you are allowed to withdraw your individual small pension pot is increasing from £2,000 to £10,000. The triviality limit for small pension pots is increasing from ...

> 12y6m

Politics & Economy

2014 Budget ISA Allowance Changes

2014 Budget ISA Allowance Changes

From the 1st of July 2014 the allowance for adult ISAs will be increased to £15,000. Junior ISA allowance will increase to £4,000.They are also changing the way ISAs ...

> 12y6m

Politics & Economy

2014 Budget Savings Marginal Tax Rate Change

2014 Budget Savings Marginal Tax Rate Change

If you have normal income up to the personal allowance (£10,000 2014/15 and £10,500 2015/16) and only savings investment income only up to £2880 then you pay 10% income ...

> 12y6m

Politics & Economy

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy

What Does Hard Brexit Mean

World Trade Organisation Agreement