Ongoing Financial Advice via Money MOT Review Service
Published / Last Updated on 24/08/2023
There are two rules of management that we all need to appreciate and understand:
- The First Lesson of Management: “Anything that is not managed will deteriorate.”
- The Second Lesson of Management: “Measure everything of significance. Anything that is measured and watched, improves.”
Transport
We all need to manage and look after our cars. We need to measure oil and water levels as well as checking tyre pressures, battery charge and fuel levels before we drive. We need to check headlights, windscreen wipers and even our maps or sat nav as well as monitor our insurance. Every year, you need a Ministry of Transport (MOT) test and road safety certificate. If you do not do this, you call will deteriorate and break down.
Home
It is the same at home, if you do not keep gutters clear, fix roof tiles, paint or seal external walls, treat your fences, weed the garden, service your gas boiler etc, your home will deteriorate and eventually become uninhabitable.
Financial MOT
Every day investment markets and the economy changes. Every month or two, interest rates change. Every six months the UK has a Spring and the Autumn Budget. Reviewing and regularly managing our finances will prevent any failure, over payment of taxes or not reaching your investment, property or retirement goals. A regular Monet MOT is a must or your finances will break down.
Many banks, insurance companies and financial advisers offer no after sales service to clients yet still receive millions of pounds each year in legacy renewal commissions and/or ongoing % fees on the value of policies and investments each time you pay a premium or a fund valuation charge is made. These legacy commissions and % adviser fees do not stop unless you make specific changes to the policy.
We believe in the importance of people reviewing their financial position every year, as well as us earning those renewal fees by offering a range of service levels. We will either stop completely or offset any hidden legacy commissions and % adviser fees against our costs.
We offer four ongoing money MOT service options after any initial advice. Choosing Your Money ‘MOT’ Service:
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‘Full’ Access 9,000+ Pages Online |
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‘Full’ Access 2,000+ Money Videos, Tools and Calculators |
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Weekly Money News Round-up via Email |
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‘Client Only’ Full Website Access to articles, tools, videos |
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‘Traffic Light Alerts’ on Risk of Market Rises or Falls |
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4 X Full Quarterly Newsletters per year |
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2 X 30min ‘Guidance’ Consultations per year |
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File and Policy Maintenance |
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Unlimited Telephone ‘Ask An Expert’ Service |
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Yearly Fund Performance and Policy Report |
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Yearly Fund Performance and Fund/Policy/Tax Advice |
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Out of Hours Directors Private Email Addresses |
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Out of Hours Directors Private Mobile Numbers |
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Quarterly Fund Performance and Policy Report |
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Quarterly Fund Performance and Fund/Policy/Tax Advice |
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For full details see the Money MOT Channel: Money MOT
Fixed Fee Money MOT service options
We do not believe in charging you a % based upon your wealth. Why should you pay double compared to your neighbour for the same service just because you have saved twice as much in a pension as them? It is the same volume of work after all.
We charge set fees, see: Money MOT Fees Dept.: Money MOT
Other Useful Links: Contact Call Back Calculators Our Fees
