We have written our own coding platform to enable us to build any type of calculator and tool we need as part of our build towards an automated AI/Robo Financial Planner.
We are not going to share how the ‘back end’ of our platform works for competitive reasons but suffice to say, our platform has over 500 different input fields and within those fields we can write our own ‘one off’ code or include the information you ‘input’ in a form or indeed use any one of the 70 plus financial formula shortcuts that we have coded e.g., present value compounding, future value, annuity, mortgage balloons, weighted averages, ‘rule of 72’ (used for estimating how long it takes an investment to double at a fixed annual rate of return or to estimate how long it takes for inflation to halve the purchasing power of money and many more.
This will make us slicker and lower costs in the future for regulated financial advice or even automated financial guidance.
Budget: It also means, by keeping databases for tax tables for the last 25 years, we can add and update a new tax year’s set of tax rates, allowances, and many more to update news and articles across the website as well as the calculators overnight.
The next budget is due on 26th November 2025 and we are ready for any overnight changes but more likely, most changes will take effect from 6th April 2026, meaning we can model these early for clients as well as ‘flick a switch’ at midnight at the start of the new tax year for sitewide updates.
All Calculators: Calculators
There are 22 live calculator tools at present, with many more in development and in particular online factfinding and the Robo Financial Planner, to further enhance your user and client experience.