Equity Release and Social Care

Published / Last Updated on 13/01/2019

Equity Release and Social CareEquity Release When In Care Home - What happens if I need social care?

Care at Home

  • If you need care at home, then your equity release scheme will continue.  Nothing has changed and you are still free to stay.

Moving into a care home temporarily for respite (i.e. give your carers a break).

  • As above, your equity release scheme will continue. Nothing has changed and you are still free to go back home.

Moving to a care home permanently

  • Usually the equity release lender would expect you or your family to now sell the property.
  • Unless, the equity release was done in joint names and somebody else is still living there in which case the equity release scheme will continue.

If you need help with care fees planning or equity release and care, contact us


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