Chargeable Event Certificate

Peer to Peer Lending Explained P2P

Green Investment Alert 090814

Published / Last Updated on 09/08/2014

We issue our Green Investment Alert 090814

Related Videos

Index Trackers Explained: Accumulation vs Income vs 'Mirror Only' Funds

Index Trackers Explained: Accumulation vs Income vs 'Mirror Only' Funds

Index tracker funds are a simple, low‑cost way to invest in the stock market. But not all trackers work the same way. Some pay dividends out, some reinvest them ...

21d

Investment

Correlated vs Non Correlated Economies and Portfolio Diversification

Correlated vs Non Correlated Economies and Portfolio Diversification

Correlated economies move together because they share trade, financial systems, and policy frameworks. Non‑correlated economies behave differently because they rely on domestic consumption, commodities, or regional dynamics. Adding non‑correlated ...

1m10d

Investment

Investment Management Options: DFM vs MPS vs Active Fund Advice

Investment Management Options: DFM vs MPS vs Active Fund Advice

Overview Investors typically choose between three approaches to managing their pensions, ISAs, GIAs and investment portfolios: Discretionary Fund Management (DFM) Managed Portfolio Services (MPS) Active, adviser‑led fund selection and asset allocation Each option ...

2m9d

Investment

Active vs Passive & ETF Funds: Pros & Cons, Core & Satellite Use

Active vs Passive & ETF Funds: Pros & Cons, Core & Satellite Use

Clear Definitions, Pros & Cons, and Core–Satellite Use What Are Passive Funds? Passive funds track a market index or sector without active stock‑picking. Examples FTSE 100 FTSE All‑Share S&P 500 Sector ETFs (bonds, gilts, clean ...

2m16d

Investment

Unit Trusts vs OEICs vs Investment Trusts

Unit Trusts vs OEICs vs Investment Trusts

Overview Collective investments allow investors to pool money and access diversified portfolios.The three main UK structures are: Unit Trusts (Authorised Unit Trusts – AUTs) Open‑Ended Investment Companies (OEICs) Investment Trusts (ITs) All fall ...

2m15d

Investment

Fears for Cash as We Remember Paym and Banking Evolution in last 12 Years

Fears for Cash as We Remember Paym and Banking Evolution in last 12 Years

Paym (pronounced "pay 'em") was a UK-based mobile payment service launched 29th April 2014 that allowed users to securely send and receive money using only a mobile phone number ...

3m5d

Investment

Never Forget Focused Investment Portfolios Are High Risk

Never Forget Focused Investment Portfolios Are High Risk

We have laboured this point so many times over the years to ensure that when you invest, you should ensure you have a balanced portfolio and not be too ...

4m7d

Investment

Insurance Bond Gains Tax Credit Increased to Offset Savings Tax Increase

Insurance Bond Gains Tax Credit Increased to Offset Savings Tax Increase

The Autumn Budget on 26th November 2025, confirmed that the investment income for dividend income, property income and savings income would increase by 2% from April 2026, April 2027 ...

6m3d

Investment

Budget 25 Aftermath Extra 2% Chargeable Gains Tax on Insurance Bonds?

Budget 25 Aftermath Extra 2% Chargeable Gains Tax on Insurance Bonds?

We have been pondering this question for a few days now: Will chargeable gains on life insurance investment bonds be subject to the increased savings tax rates from April ...

6m7d

Investment

Use Your Own Calculator to Project Pensions and Investment Present and Future Values

Use Your Own Calculator to Project Pensions and Investment Present and Future Values

As you would expect, financial planning includes projecting 'Future Values' of pensions and investment funds but also having goals and target funds that you need to decrement backwards to ...

6m24d

Investment

The Pros and Cons of National Savings Premiums Bonds

The Pros and Cons of National Savings Premiums Bonds

Premium bonds are a lump sum investment product offer by National Savings and Investments (NS&I). NS&I is backed/underwritten by the UK Treasury meaning your investments are 100% protected and ...

7m4d

Investment

Understanding Projected Growth Rates on Pensions and Investments

Understanding Projected Growth Rates on Pensions and Investments

Regulation of financial services was enacted by the Financial Services Act 1986 that came into force in 1988. At this point, two new regulators were formed: LAUTRO – Life Assurance ...

8m12d

Investment

Is the Big Interest Rate Con Coming Again?

Is the Big Interest Rate Con Coming Again?

14 years ago, we shot the first publication of “The Big Interest Rate Con” when interest rates were sitting at between 3 and 4% pa and we suggest we ...

8m16d

Investment

What are Exchange Traded Funds ETFs?

What are Exchange Traded Funds ETFs?

You may be familiar with stock market indices around the world such as the FTSE 100 Index (the 100 largest UK companies listed on the London Stock Exchange), the ...

11m24d

Investment

Introduction to National Savings and Investments NS&I

Introduction to National Savings and Investments NS&I

Most people in the UK will have heard of Premium Bonds and the monthly prize draws of up to £1m by ERNIE (Electronic Random Number Indicator Equipment) but many ...

> 1y

Investment

What is a Pension and Investment Platform?

What is a Pension and Investment Platform?

Some of you may have heard of pension and investment platforms, many may not have and some do not even know that is where their pension, ISA or general ...

> 1y

Investment

Be Careful When Using Some Adviser Pension and Investment Platforms

Be Careful When Using Some Adviser Pension and Investment Platforms

We have already updated our instruction and explanation of pension and investment platforms. In summary, an investment platform is a funds hypermarket for your pensions and investments. A ‘pensions and investment ...

> 1y

Investment

Cradle to Grave & Where to Invest Based Upon Age, Risk Profile and Access

With over 30,000 different investment funds in the UK via hundreds, if not thousands of policies, plans, pension schemes and platforms in addition to thousands of different bank accounts ...

> 1y4m

Investment

Make Money When Markets are High with a Risk of Correction or Fall

Make Money When Markets are High with a Risk of Correction or Fall

Following Covid-19, inflation increases, compounded inflation increases due to the energy crisis and Russia’s invasion of Ukraine, higher interest rates and even higher inflation, the subsequent cost of living ...

> 1y8m

Investment

UK Onshore Whole of Life Insurance Bonds v Offshore Bonds

UK Onshore Whole of Life Insurance Bonds v Offshore Bonds

There has long been a debate about whether you should invest in UK onshore whole of life insurance bonds versus offshore bonds. We have made direct comparisons between the ...

> 1y5m

Investment

Our Investment and Portfolio Advice Services

Our Investment and Portfolio Advice Services

We offer a full range of existing investment reviews, new investment money and portfolio review and management services. Whether you are an experienced investor or new to investing and ...

> 1y9m

Investment

Insurance Investment Bond Top Slicing Gains Relief

Insurance Investment Bond Top Slicing Gains Relief

In another video we have already explained the structure, pros and cons of lump sum insurance investment bonds. We also explained why insurance investment bonds are our favourite lump ...

> 1y9m

Investment

Whole of Life Insurance Investment Bonds Explained

Whole of Life Insurance Investment Bonds Explained

In Ashley Roberts-Clark’s (our Director’s) opinion, insurance investment bonds are probably the best, all be it lesser known, lump sum investment product available in the UK today. When Investing Think ...

> 1y9m

Investment

What is a Managed Portfolio Service MPS Fund?

What is a Managed Portfolio Service MPS Fund?

A Managed Portfolio Service (MPS) fund is something that has become very popular with investment firms, financial advisers and clients over the last few years. So what are MPS ...

> 2y1m

Investment

Be Careful and Monitor Investment Platform Charges

Be Careful and Monitor Investment Platform Charges

What is an Investment Platform? Think of this like a supermarket or hypermarket. You walk in and they have everything that you need from baked beans to carrots to milk ...

> 1y10m

Investment

Attitude Towards Investment Risk and Tolerance to Loss

Attitude Towards Investment Risk and Tolerance to Loss

Investment risk comes down to how you feel about taking risks. Risk means different things to different people. For example, many consider cash is low risk, we personally consider it ...

> 1y10m

Investment

What Do Market Correction, Market Crash, Bull and Bear Market Mean?

What Do Market Correction, Market Crash, Bull and Bear Market Mean?

We have all heard investment market terms such as market crash, market correction as well as a ‘bear’ market and ‘bull’ market but what do they all mean? Stock Market ...

> 2y3m

Investment

How Do Stock Markets Affect the Economy?

How Do Stock Markets Affect the Economy?

We have been asked many times how the stock market affects the economy and perhaps as many times how does the economy affect the stock market? The fact that we ...

> 2y3m

Investment

When to Invest in Gold, Stocks and Shares and Property

When to Invest in Gold, Stocks and Shares and Property

Investment timing is impossible. No one can time the market as there are so many unforeseen and market shock events that affect any asset that you may wish to ...

> 2y3m

Investment

Reasons to Consider Investing in Vintage or Classic Cars

Reasons to Consider Investing in Vintage or Classic Cars

Most of us know people that own classic or vintage cars. Some are serial collectors; others just have one or two classic cars. Many people have just one classic, ...

> 2y4m

Investment

Individual Savings Account (ISA)

Individual Savings Account (ISA)

What is an Individual Savings Account (ISA)? An ISA a tax-free individual savings account where the individual investor has an annual savings allowance that does not pay any taxes on ...

> 3y

Investment

What is a General Investment Account (GIA)?

What is a General Investment Account (GIA)?

Think of a General Investment Account (GIA) as a ‘stocks and shares’ Individual Savings Account (ISA) but without the tax breaks. Individual Savings Account (ISA) General Investment Account (GIA) Invests in Cash, ...

> 3y1m

Investment

Cash Management Platforms To Open Multiple Bank Accounts

Cash Management Platforms To Open Multiple Bank Accounts

A growing list of providers are now offering a service where you can now register and set up a Cash Management Bank Account Platform and then open multiple Bank ...

> 3y3m

Investment

Smoothed Fund Market Value and Unit Price Adjustments

Smoothed Fund Market Value and Unit Price Adjustments

Given the recent volatility in both stock markets and bond/gilt markets (lending to governments and big corporates) resulting in market falls and fund valuation losses, some providers are starting ...

> 3y7m

Investment

UK To Be Global Cryptoasset Technology Hub

UK To Be Global Cryptoasset Technology Hub

Last year, the UK government issued a consultation document on the UK’s potential role in the global cryptoasset industry. In a speech this week at the Innovate Finance Global ...

> 4y2m

Investment

Productive Finance Investment Funds

Productive Finance Investment Funds

Four leading finance industry lobby groups, namely the Pensions and Lifetime Savings Association, the Association of British Insurers, theCityUK and the Investment Association (IA) are looking for a change ...

> 4y9m

Investment

Property Fund Changes to Prevent Suspensions

Property Fund Changes to Prevent Suspensions

At the point of and during covid-19 lockdown many property investments funds suffered as investors poured out of commercial property investment funds with concerns for liquidity as many commercial ...

> 5y

Investment

Help to Save 50% Guaranteed Interest For Low Earner Savings

Help to Save 50% Guaranteed Interest For Low Earner Savings

The Government launched the Help to Save scheme for low income savers in 2018. The Help to Save is available until September 2023. Help to Save Eligibility – if you ...

> 5y3m

Investment

SPAC Special Purpose Acquisition Company

SPAC Special Purpose Acquisition Company

A special purpose acquisition company (SPAC) means what you probably think it does. It is a limited company or corporation with a special purpose, set up by investors and ...

> 5y2m

Investment

No UK Compensation Protection for EU Domiciled Funds Inside UK Investments

No UK Compensation Protection for EU Domiciled Funds Inside UK Investments

There are over 9,000 EU domiciled funds (i.e. fund is situated/registered in EU) that are authorised for sale/distribution in the UK to UK retail investors (Source CityWire). The FCA has ...

> 5y5m

Investment

Active Versus Passive Fund Investing

Active Versus Passive Fund Investing

Many investors in the know are keen on passive funds rather than active funds. What are active funds? Investment funds that are actively managed by a fund manager or fund management ...

> 5y9m

Investment

Choosing Investment Funds Based Upon Human Behaviour

Choosing Investment Funds Based Upon Human Behaviour

In our initial analysis of funds, we look at charges, performance, volatility in bother stable and in extreme market conditions. We back test these funds over the last 5 ...

> 5y10m

Investment

Absolute Return and Target Return Funds

Absolute Return and Target Return Funds

Absolute return funds or Target return funds target specific investment growth whether markets are rising or falling using derivatives, futures, options, short selling, leverage and arbitrage (gearing) techniques rather ...

> 6y4m

Investment

The Bouncing Ball Theory for Stock Markets

The Bouncing Ball Theory for Stock Markets

Stock market volatility is very much like bouncing a ball up a hill. Each step you take up a hill, you bounce the ball up and down but gradually you ...

> 6y4m

Investment

What Is The Repo Market

What Is The Repo Market

A repo, or in its full form a repurchase agreement, is a form of short-term borrowing, mainly in government debt securities, gilts and bonds. The dealer sells the underlying ...

> 6y4m

Investment

Ancient Greek Investment Options Put Option and Call Option

Ancient Greek Investment Options Put Option and Call Option

We noted when reading an article on the BBC about 'fat cat' pay checks and how some things do not work whilst others do to curb pay it gave ...

> 6y5m

Investment

Suspended Commercial Property Funds 2019

Suspended Commercial Property Funds 2019

Capital gains taxable is payable from 01/01/2019 on commercial property gains (whether taken or not) for non UK beneficial owners including people, businesses and overseas pensions and investment funds. The ...

> 6y6m

Investment

FCA Bans Sale of Mini Bonds to Consumers

FCA Bans Sale of Mini Bonds to Consumers

Bonds are loans to either companies known as corporate bonds or loans to governments known as government bonds or in the case of UK they are called Gilts (Gilt ...

> 6y6m

Investment

What is Cryptocurrency and Blockchain Technology

What is Cryptocurrency and Blockchain Technology

If you walk into the Bank of England with a £20 'sterling' note, if you read it I states: "I promise to pay the bearer on demand the sum ...

> 6y6m

Investment

Taxes on Cryptocurrency Bitcoin and Ethereum

Taxes on Cryptocurrency Bitcoin and Ethereum

New HMRC guidance on the taxation of crypto assets and cryptocurrency such as Bitcoin and Ethereum was published on 1 November 2019. The starting point for HMRC is that crypto ...

> 6y6m

Investment

Climate Change Investment

Climate Change Investment

Climate Change Investing: Are you investing with one eye on the future impact of climate changes. How vulnerable is the company to extreme weather events? Flood, storm, drought, fire? How well/what moves ...

> 6y11m

Investment

Time In The Market v Timing The Market

Time In The Market v Timing The Market

Time In The Market v Timing The Market - Many say that waiting for the perfect moment to invest is one of the costliest mistakes an investor can make ...

> 7y3m

Investment

Patient Capital Investment

Patient Capital Investment

Patient Capital Investment is longer term, lower risk venture capital investment (so it's still risky) with return expectations say in 5-10 years with investment in start-ups/tech start-ups that have ...

> 7y5m

Investment

Safe Haven Precious Metals Platinum Gold Silver or Copper

Safe Haven Precious Metals Platinum Gold Silver or Copper

In times of economic or stock market turmoil many investors turn to precious metals as a safe haven. Should you invest in platinum, gold, silver, copper or aluminium? We ...

> 7y7m

Investment

FIRE Financial Independence Retire Early

FIRE Financial Independence Retire Early

The concept of FIRE and Financial Independence and Retire Early is a growing movement where people pay off debt as quickly as possible, live frugally to achieve their savings ...

> 7y8m

Investment

Sophisticated and High Net Worth Investor for Unregulated Collectives

Sophisticated and High Net Worth Investor for Unregulated Collectives

We explain the rules for self certifying as a high net worth (HNW) or sophisticated investor in unregulated collective investment schemes (UCIS)....

> 7y11m

Investment

What is ESG Investing

What is ESG Investing

We explain what ESG investment is. Economical concerns, Social concerns and Governance concerns (corporate governance)....

> 8y

Investment

What Are PRIIPs KIDs and IODs

What Are PRIIPs KIDs and IODs

We explain: What is PRIIPs? Packaged retail investment and insurance-based products regulations. What is a KID? Key Information Document, What is an IOD? Investment Options Document....

> 8y4m

Investment

How To Choose Which Fund To Invest In

How To Choose Which Fund To Invest In

Which fund should I invest in? How to choose which fund to invest in. We explain how we shortlist and select investment areas and then which funds....

> 8y8m

Investment

Short Medium Long Investment Portfolio Build

Short Medium Long Investment Portfolio Build

We explain our approach to short medium and long term investment portfolio building for pensions and investments....

> 8y9m

Investment

Efficient Markets Hypothesis EMH and Index Tracker Funds

Efficient Markets Hypothesis EMH and Index Tracker Funds

Video explores the Efficient Markets Hypothesis EMH and actively managed versus passive index tracker funds and disturbance of the thesis with financial instruments....

> 8y10m

Investment

What is the VIX Volatility Index

What is the VIX Volatility Index

What is the Volatility Index? Created by Chicago Board Options Exchange (CBOE), a measure or market sentiment for 'put' and 'call' options for the S&P 500 companies in the US....

> 8y10m

Investment

Should I Invest In Premium Bonds

Should I Invest In Premium Bonds

Should I Invest In Premium Bonds? We debate pros and cons for no tax, basic rate tax, higher rate tax and additional rate tax payers....

> 8y11m

Investment

EIS Enterprise Investment Scheme

EIS Enterprise Investment Scheme

How to get 30% tax relief on up to £1m investment per year. That's £300,000 tax relief a year with EIS Enterprise Investment Schemes....

> 9y1m

Investment

SEIS Seed Enterprise Investment Scheme

SEIS Seed Enterprise Investment Scheme

How to get 50% tax relief on up to £100k investment per year. That's £50,000 tax relief a year with SEIS Seed Enterprise Investment Schemes....

> 9y1m

Investment

Chargeable Event Cash in Bond

Chargeable Event Cash in Bond

When partially surrendering or cashing in an insurance investment bond, you may pay more tax if you cash in the wrong way. Chargeable events certificates are issued to HMRC ...

> 9y5m

Investment

Peer to Peer Lending

Peer to Peer Lending

Video explores peer to peer lending, whether you want to become and peer to peer investor, what compensation protection there is or if you want to take a peer ...

> 9y7m

Investment

Video looks at crowdfunding for projects, support, rewards, bonuses and offers as well as investing in equity crowdfunding to become a mini venture capitalist or dragons den player....

> 9y7m

Investment

Where Can I Buy Gold

Where Can I Buy Gold

With the potential rush to safe haven investments if markets tumbled we explain where you can buy physical gold bullion, ingots and coin from....

> 9y9m

Investment

Negative Interest Rate Investing

Negative Interest Rate Investing

With the Bank of England potentially reducing base rates to 0.25% or 0.0% and high street banks looking at negative interest rates, we look at the impact and investing alternatives....

> 9y10m

Investment

Investment Growth Inflation and Interest Rates Link

Investment Growth Inflation and Interest Rates Link

Real investment growth and returns are linked to inflation and interest rates by adding a risk premium. Low inflation/interest rates = lower growth returns, higher inflation/interest rates = higher ...

> 9y10m

Investment

In this video we explain what swing pricing is. When there is a 'run' on an investment fund or sector, how can investment companies protect loyal investors from mass ...

> 9y11m

Investment

Ability to Withstand Investment Losses

Ability to Withstand Investment Losses

This video explores things that you should consider for your pension and investment spread to protect your ability to 'ride out' or withstand investment losses....

> 10y1m

Advice Tips

Investment Bonds v Collectives Capital Gains Tax 2016

Investment Bonds v Collectives Capital Gains Tax 2016

A video looks at the changes to capital gains tax in 2016 and the debate of investing in Investment Bonds or Collective Investments....

> 10y2m

Investment

What should I do with investments before EU brexit vote

What should I do with investments before EU brexit vote

Video explores the build up to the UK referendum on EU membership, a brexit vote and what you should consider for pensions and investments....

> 10y3m

Investment

How Do I Check My Investment Fund Make Up

How Do I Check My Investment Fund Make Up

Video shows you how to quickly find out what your pension or investment fund is actually invested and whether you have too much stock market risk without even knowing....

> 10y3m

Investment

Crowdfunding Pros and Cons

Crowdfunding Pros and Cons

Video - crowdfunding is increasingly popular for entrepreneurs to raise business capital for existing and new start up businesses, likewise investors are seeking good investment returns. What are the risks?...

> 10y3m

Investment

Worried About Stock Market Falls February 2016

Worried About Stock Market Falls February 2016

Video explores issues if you are worried about stock market falls in February 2016. What should you consider as a high risk or low risk investor, young or old, ...

> 10y3m

Investment

CFD Contracts For Difference

CFD Contracts For Difference

Video explores and explains CFD Contracts For Difference where your investment is a bet on rise or fall, going long or short, on stocks, markets, sectors, commodities or indices ...

> 10y4m

Investment

Inert Reactive or Proactive Investment

Inert Reactive or Proactive Investment

Video explores the traits and pitfalls for an investor with Inert, Reactive or Proactive Investment habits. Win or lose at investing....

> 10y4m

Investment

Structured Investment Plan

Structured Investment Plan

Video explains how a Structured Investment Plan works and what risks you should look out for when considering whether to use a Structured Investment or normal investment policy....

> 10y8m

Investment

Switch Investments to Transparent Charges

Switch Investments to Transparent Charges

Video explains why some pension, investments and life insurance plans have hidden charges the switch over to clean share asset classes for investments for tranparent, no hidden charges for ...

> 10y8m

Investment

Target Date Fund v Lifestyle Fund

Target Date Fund v Lifestyle Fund

Video explores the use of Target Date investment funds rather than Lifestyle investment funds when pension or investment planning....

> 10y9m

Investment

Where to Buy Gold Bullion and Silver

Where to Buy Gold Bullion and Silver

Video looks at how and where to buy physical gold bullion, silver and platinum on precious metal platforms, the Royal Mint and more. Safe haven investing....

> 10y9m

Investment

Big Investment Fund Pros and Cons

Big Investment Fund Pros and Cons

We take a look at the pros and cons or investing in large, supertanker investment funds, the sheer size of some investment funds are bigger than some Countries wealth ...

> 10y9m

Advice Tips

Investment Herding

Investment Herding

Video asks whether you follow the flock with your investments and simply going on past performance headlines and fund manager reputation or are you a Buffet and invest when ...

> 10y10m

Advice Tips

Summer Budget 2015 Dividend Tax

Summer Budget 2015 Dividend Tax

Video looks at the dramatic withdrawal of the dividend tax credit and the introduction of a tax free dividend allowance and then tiered rates of tax starting at 7.5% ...

> 10y11m

Business

Lifetsyle Pension Fund Switching

Lifetsyle Pension Fund Switching

Video explains the principle of lifestyle funds and automatic switching of risk profile between higher risk, medium risk and lower risk funds as you get closer to your retirement ...

> 10y11m

Pensions

How To Get Highest Interest Rate

How To Get Highest Interest Rate

Paying for financial advice to find the highest or most suitable bank account and interest rate is simply not cost effective as you adviser needs to do research, reports ...

> 11y

Investment

Financial Adviser to Test Your Investment Knowledge

Financial Adviser to Test Your Investment Knowledge

Video explains that financial advisers and finance companies will have to test your investment knowledge and only recommend policies that you can understand....

> 11y2m

Advice Tips

Budget 2015 Flexible ISA

Budget 2015 Flexible ISA

Chancellor confirms that you will be able to withdraw funds from your ISA in current tax year and top it back up under new flexible ISA rules....

> 11y2m

Politics & Economy

Savings Zero Tax Rate and 5000 Allowance

Savings Zero Tax Rate and 5000 Allowance

Video explains the zero rate of income tax for savings interest and the savings allowance for the band of £5000 staring April 2015.Transcript:“Hello there, a nice little video this. ...

> 11y4m

Investment

Autumn Statement Tax Free ISA Transfer on Death

Autumn Statement Tax Free ISA Transfer on Death

Video explains Chancellor George Osborne’s Autumn Statement December 2014 and the new facility to transfer ISA tax benefits to a surviving spouse on death....

> 11y6m

Politics & Economy

Bundled v Unbundled Clean Charge Investment Funds

Bundled v Unbundled Clean Charge Investment Funds

Video explains the difference between bundled and unbundled investment funds and how hidden charges are now more transparent and easier to understand.Transcript:"Hello again, the subject for this video is ...

> 11y6m

Investment

Bed and ISA Sell Stocks and Transfer to ISA

Bed and ISA Sell Stocks and Transfer to ISA

Bed and ISA video explains the tax benefits of using up your yearly capital gains tax allowance and transferring directly owned stock investments overnight into an ISA wrapper.Transcript:"Hello again. ...

> 11y6m

Investment

Pensioner Bond 2015

Pensioner Bond 2015

Video looks at the new Pensioner Bond 2015, rates published December 2014, available January 2015 and likelihood of over subscription. Plan now.Go to NS&I website: http://www.nsandi.com/savings-65plusTranscript:“Hello there: pensioner bonds.In ...

> 11y7m

Investment

Purchased Life Annuity

Purchased Life Annuity

Video explains the alternative investment for income and the tax advantages of a purchased life annuity that are available from specialist insurers.Transcript“Hello again, today my video topic is purchased ...

> 11y8m

Investment

Capital Redemption Bond

Capital Redemption Bond

Video introduces the Capital Redemption Bond i.e. a bond without life insurance built in meaning it can continue after death and even be suitable for other types of investor ...

> 11y8m

Investment

Chargeable Event Certificate

Chargeable Event Certificate

Video explains what a chargeable event certificate is for full and partial cashing in for investment bonds and when tax is due...

> 11y9m

Investment

Peer to Peer Lending Explained P2P

Peer to Peer Lending Explained P2P

Peer to Peer P2P lending is becoming more popular as an alternative place to invest cash deposits for a higher return. Video explains basic of P2P....

> 11y10m

Investment

Unregulated Collective Investment Scheme UCIS

Unregulated Collective Investment Scheme UCIS

We explain the basics and downside of an Unregulated Collective Investment Scheme UCIS...

> 12y

Investment

Insurance Bond Assignment

Insurance Bond Assignment

The benefits of insurance bond assignment and change of ownership for tax, university fees, gifting and more...

> 12y

Investment

Using Calculator to Work Out Future Spending Power of Money

Using Calculator to Work Out Future Spending Power of Money

It’s important to work out the future spending power of your pensions, savings and investments by making an adjustment for inflation.Scientific FormulaEnter “Future Value/Target Pension” then press “/” (divided ...

> 12y2m

Investment

Discounted Gift Trust Rate Changes

Discounted Gift Trust Rate Changes

The current income assumption is 5.25%. As from the 1st of December 2013 HMRC will reduce the income assumption to 4.5%.When you invest in this trust, the value used ...

> 12y6m

Tax Planning

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy

Chargeable Event Certificate

Peer to Peer Lending Explained P2P