Care Fees Investment Plan

Warning When Give Money To Children

What is a Care Fees Policy

Published / Last Updated on 27/08/2014

Video explains the basics of a care fees investment policy

Related Videos

Consider Separate Bank Accounts When Planning for Care Fees

Consider Separate Bank Accounts When Planning for Care Fees

When planning for potential care fees, many couples overlook an important aspect of their finances: joint bank accounts and jointly held investments. For most couples, sharing finances is entirely normal. ...

6d

Care

What Capital Is Means Tested When Paying for Care Fees?

What Capital Is Means Tested When Paying for Care Fees?

Many people are surprised to discover just how much of their wealth can be taken into account when they need long-term care. Understanding which assets count towards the care ...

8d

Care

What Is a Will Trust? A Guide to Protecting Family Assets and Future Inheritances

What Is a Will Trust? A Guide to Protecting Family Assets and Future Inheritances

A Will Trust, also known as a Trust Will or Testamentary Trust, is a legal arrangement written into your Will that places some or all of your assets into ...

15d

Care

Deprivation of Assets: How Gifting Affects Care Fees and Financial Assessments

Deprivation of Assets: How Gifting Affects Care Fees and Financial Assessments

When planning for future care needs—whether for yourself or a family member—understanding how deprivation of assets works is essential. Many people explore ways to protect their wealth, but certain ...

18d

Care

What Assets are NOT Means Tested under Care Fees Statutory Guidance for England?

What Assets are NOT Means Tested under Care Fees Statutory Guidance for England?

Understanding how your savings and investments are assessed when moving into residential care and what assets are not means tested under Care Fees Statutory Guidance (England) is important for ...

1m23d

Care

Care Fees Means Test & Personal Expenses Allowance (UK Nations, 2026)

Care Fees Means Test & Personal Expenses Allowance (UK Nations, 2026)

The care‑fees means test determines how much you must contribute towards residential or nursing‑home care when the local authority is involved. If the council is paying part of your ...

1m26d

Care

Government Statutory Guidance on Care Fees (England) 2024 to 2026 Position

Government Statutory Guidance on Care Fees (England) 2024 to 2026 Position

The Care and Support Statutory Guidance (updated 22 July 2025) confirms that England’s care‑fee means‑testing rules remain unchanged: the upper capital limit stays at £23,250 and the lower limit ...

2m9d

Care

The 4 "I've Left it Too Late" Regrets in Retirement for Our 60s, 70s and 80s

We have all heard Benjamin Franklin’s quotation: "If You Fail to Plan, You Are Planning to Fail". More so in the UK, we hear it as “nobody plans to ...

7m27d

Care

Back to Square One on Care Fees Capital Means Test 2025

Back to Square One on Care Fees Capital Means Test 2025

The Care Act 2014 was supposed to come into force in October 2023 and was then postponed until October 2025. The new Care Act 2014 would have Maintained that the ...

> 1y3m

Care

Care Fees Means Test Changes October 2025 Scrapped

Care Fees Means Test Changes October 2025 Scrapped

Changes to care fees mean testing, as suggested by the Dilnot report (2011) and subsequent Care Act 2014, have been resurrected and was supposed to come into force in ...

> 2y2m

Care

Deferred Needs Care Fees Annuity

Deferred Needs Care Fees Annuity

A Deferred needs annuity, sometimes recognised as a care fees annuity is a enhanced rate later life purchased life annuity with annuity payments deferred i.e., postponed for a fixed ...

> 3y2m

Care

Immediate Needs and Care Fees Annuity

Immediate Needs and Care Fees Annuity

An immediate needs annuity, sometimes known as a care fees annuity is a enhanced rate later life purchased life annuity. Purchased life annuities mean that you buy an annuity with ...

> 3y2m

Care

Plan Early For Care and Move In With Elderly Relatives

Plan Early For Care and Move In With Elderly Relatives

We had discussions with a potential client a few days ago as they were in their 80s and had sold their main residence and are looking to invest in ...

> 3y3m

Care

Ombudsman Guidance for Local Authorities on Care Fees Asset Deprivation

Ombudsman Guidance for Local Authorities on Care Fees Asset Deprivation

The Local Government and Social Care Ombudsman has issued guidance to Local Authorities in England when making decisions on whether a person has deliberately deprived themselves of assets to ...

> 4y1m

Care

Care Fees Draw A Red Line Down Your Home

Care Fees Draw A Red Line Down Your Home

Many times we have explained about the severance of joint tenancy option on your property. We now take a different tack to explain the message in a simpler way. When ...

> 4y9m

Care

MPs Vote To Weaken Care Fees Cap

MPs Vote To Weaken Care Fees Cap

Late last night, the government narrowly won a majority vote to make a small amendment to Article 49 of the Health and Care Bill. The amendment has been controversial ...

> 4y10m

Care

Social Care Fees Cap £86,000 Not What You Think

Social Care Fees Cap £86,000 Not What You Think

The social care fees cap i.e. the maximum you pay in your lifetime for care fees was announced this week at £86,000. It was originally proposed in the Care ...

> 5y1m

Care

Later Life Immediate Care Fees Annuity

Later Life Immediate Care Fees Annuity

Originally, the care fees annuity market fell away 10-15 years ago as many insurers were simply losing money and had limited claims experience for this sector. As we age as ...

> 5y1m

Care

National Insurance Increase to Fund Social Care Fees?

National Insurance Increase to Fund Social Care Fees?

It was in Boris Johnson’s electoral manifesto that he would reform how social care is funded in later life as well as introducing a care fees cap with Johnston ...

> 5y2m

Care

Spend Wealth or Gift Your Wealth in Your 60s and 70s

Spend Wealth or Gift Your Wealth in Your 60s and 70s

The reality of both care fees means testing and inheritance taxes is that if you build up wealth there is no guarantee that your loved ones will inherit on ...

> 6y

Care

Care Fees Means Test Limits 2020

Care Fees Means Test Limits 2020

We explain the care fees means test limit changes that were changed in the Care Act 2014, postponed in 2016 and effective April 2020....

> 8y1m

Care

Care Fees Means Test Wales 2017

Care Fees Means Test Wales 2017

What are the cares fees means test limits in 2017 for Wales? We explain them to you....

> 9y6m

Care

Care Fees Means Test Scotland 2017

Care Fees Means Test Scotland 2017

What are the care fees means test limits for Scotland? We explain care fees in Scotland....

> 9y6m

Care

Care Fees Means Test Northern Ireland 2017

Care Fees Means Test Northern Ireland 2017

What are the cares fees means test limits in 2017 for Northern Ireland? We explain them to you....

> 9y6m

Care

Care Fees Means Test England 2017

Care Fees Means Test England 2017

What are the care fees means test limits for England? We explain care fees in England....

> 9y6m

Care

Cares Fees Means Test Across UK 2017

Cares Fees Means Test Across UK 2017

The care fee means test in UK differs in England, Northern Ireland, Scotland and Wales. Which country is better?...

> 9y6m

Care

Means Test Limit Care Fees 2020

Means Test Limit Care Fees 2020

Video on proposed means test capital limit for cares fees from 2020, the new lifetime cap on total care fees payable and the "hotel cost" board and lodgings fee ...

> 9y11m

Care

Means Test Limit Care Fees 2016 2017

Means Test Limit Care Fees 2016 2017

Video looks at capital means test limit for care fees for 2016-17 at £14250 lower limit, £23250 upper limit for most of UK and Wales at £23,750 increasing to ...

> 9y11m

Care

Means Test Limit Council Tax Income Support

Means Test Limit Council Tax Income Support

We explain the lower £6,000 and upper £16,000 capital means testing limits for income support, council tax help and job seekers allowance. In addition to the weekly income assumption ...

> 9y11m

Advice Tips

Video explores the Care Act 2016 and the changes to means testing social care fees in older age, the care fees cap, the increase to the mean test limit ...

> 10y10m

Care

Enduring Power of Attorney v Lasting Power of Attorney

Enduring Power of Attorney v Lasting Power of Attorney

Video explores the differences between a pre 2007 Enduring Power of Attorney v Lasting Power of Attorney October 2007 onwards, the powers, options, certificate provider and registration with Office ...

> 10y10m

Care

1 Million Inheritance Tax Property Allowance Con

1 Million Inheritance Tax Property Allowance Con

Video explores why you should still plan for inheritance despite the new £1 Million Inheritance Tax Property Allowance....

> 10y11m

Inheritance

Capital Decumulation Planning

Capital Decumulation Planning

Video explores Capital Decumulation Planning this is the period where financial planning in retirement is needed to cash flow model with financial advice....

> 11y1m

Care

Carers Credit National Insurance for State Pension

Carers Credit National Insurance for State Pension

Video explains how the Carers Credit for National Insurance when looking to protect State Pension entitlement. Are you over 16 years old yet under State Pension Age and caring ...

> 11y1m

Care

Power of Attorney Maximum Money Gift

Power of Attorney Maximum Money Gift

Video explains the rules when you are appointed as Power of Attorney and what the Maximum Money Gift you make make to family members and expenses....

> 11y1m

Inheritance

Over Ninety Years Old Inheritance Tax Planning

Over Ninety Years Old Inheritance Tax Planning

Inheritance Tax Video. There are not many options for people in their nineties to save inheritance tax. Is this the inheritance saving solution for the over 90s?...

> 11y2m

Inheritance

Life Expectancy Financial Planning

Life Expectancy Financial Planning

Video looks at the issues of taking life expectancy into account when looking at flexible pension drawdown planning and later life care fees planning. You need to be aware ...

> 11y5m

Pensions

Budget 2015 Deed of Variation Review

Budget 2015 Deed of Variation Review

The Chancellor confirms that the use of Deed of Variation will be reviewed for inheritance tax abuse but we believe it is all about care fees means test planning....

> 11y6m

Politics & Economy

Savings Capital Limit for Means Tested Benefits

Savings Capital Limit for Means Tested Benefits

Video explores the savings capital limit for Means Tested Benefits for Pension Credit, Housing Benefit and Council Tax Benefit.Transcript:“Hello there and welcome, thank you for joining me. Subject for ...

> 11y8m

Advice Tips

Retirement Cash Flow Model

Retirement Cash Flow Model

Video explores the concept of planning for retirement and later life using cash flow models and cash flow modelling techniques to ensure you have enough money to see you ...

> 11y9m

Advice Tips

Advance Decision for Medical Treatment

Advance Decision for Medical Treatment

Video explains the choices you can make for medical treatment if you are not able to decide at the time that are legally binding via an 'advance decision' and ...

> 11y11m

Care

Care Fees Investment Plan

Care Fees Investment Plan

Video goes into a little more depth about the pros and cons of investing in a care fees investment plan...

> 12y1m

Care

Warning When Give Money To Children

Warning When Give Money To Children

Video offers a warning that you should take financial advice when considering a money gift to children...

> 12y2m

Care

When Property Ignored Care Fees Means Test

When Property Ignored Care Fees Means Test

Video to explain when a property is ignored for the Care Fees Means Test...

> 12y2m

Care

Care Fees Means Test Capital Limits 2014

Care Fees Means Test Capital Limits 2014

Video explaining the upper and lower capital limits withing the cares fees means test as part of the CRAG Charging for Residential Accommodation Guide 2014...

> 12y4m

Care

Videos Channels

Our Financial Advice Fees Quotes and Shop

Money Tips Cost of Living & Covid

Cost of Living & Covid

Markets & Alerts

Markets & Alerts

Expat and Offshore

Expat and Offshore

At Retirement Options for Pensions

Options At Retirement

Pension Transfers

Pension Transfers

Green Inv ESG SRI

Green Inv ESG SRI

Tax Planning Tips

Law, Wills, Attorneys

Law, Wills, Attorneys

Politics and Economy

Politics & Economy

Care Fees Investment Plan

Warning When Give Money To Children