Equity Release Fees and Charges

Published / Last Updated on 28/06/2019

Think of Equity Release like any other mortgage for fees such as application fees, survey/valuation fees, legal fees and financial advice fees.  Some lenders may offer deals on valuation or legal fees.

Lots of financial advisers charge a % of the value of the equity release loan. E.g. 2%, 3%, 4%.  We charge a fixed fee rather than a contingent charge.

  • Retirement mortgage - you pay the interest
  • Lifetime mortgage - interest rolls up
  • Reversion scheme - sell a share or all of your home

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