A charge on a trust is levied every 10 years at 6% of the value of the trust.There are also exit charges on the trust if you were to take money from it.There are two types of trust for leaving money to small children upon death, they are:A bereaved child trust. An 18 to 25 trust.A bereaved child trust will not allow access until the age of 18.An 18 to 25 trust will allow access at an age set by you between 18 and 25.