Standard or Conventional Purchased Life Annuity for non-smokers and people in good health.
Options: Annuity application can be for yourself only i.e. a single life annuity or a joint lives annuity i.e. your annuity income to continue for your spouse after your death. We will help with and arrange investing your capital, selecting level income or increasing income and other options such as guaranteed income periods and 'in advance' or 'in arrears' payments.
Advice works: We will conduct in depth research and analysis on annuity contracts and their rates. We will compare and source the rights terms and/or the maximum annuity income available from the whole market. It will include full research and a schedule of suggested annuity contracts including product type recommendations and provider recommendations and rates. Application forms, income payment details and any other 'option' forms will be handled by us and we deal with all aspects of your application to completion.
More than one PLA required? In the order/quotation process you can also select the number of PLAs required to be converted to an annuity. It will usually just one unless you have particular needs.
Fixed Fees, nil commission: We charge set fees and do not charge a % as the time involved to arrange a £50,000 annuity is the same as that for a £100,000 annuity and the risk is relatively low given that we are securing you a guaranteed income for life.
Healthy? Do you have (or have had) health issues such as: Smoking, diabetes, high blood pressure, heart disease, heart attacks, cancer, kidney/liver/major organ problems, severe asthma, high cholesterol, obesity, rheumatoid arthritis (this list is not exhaustive as other illnesses may be considered)? If so, you may qualify for and should consider an Enhanced Annuity (i.e. a higher monthly income for the investment based upon health).
By default, all online fee quotations offer discounts of up to 25% off standard fees. If you have want to buy 2 or more purchased life annuities, please use following voucher codes to save even more: