Income Protection Insurance

PRIVATE or BUSINESS Nil Commission Income Protection Insurance - Research, Placement and Application to Completion.

• We will compare hundreds of income protection products and rates on a NIL COMMISSION basis to provide an income to you personal or a business in the event of being unable to work.
• We charge fees to ensure no commission is taken to either REDUCE PREMIUMS to secure you the LOWEST MONTHLY PREMIUM for the insurance cover you need.
• Nil commission to secure you the HIGHEST LEVEL OF COVER/SUM ASSURED for the premium that you can afford.
• We will assess the feasibility and suitability for your application.
• We will research, review and compare to recommend a suitable policy(ies) for you.
• Personal Cover: We will discuss with you and arrange the policy to ensure you receive replacement income quickly in the event of being unable to work.
• Business Cover: We will discuss with you and supply Keyperson Calculations, Directors or Partnership Cover to ensure you receive replacement income quickly to protect the business.
• We will provide you with a full written report of our recommendations and the reasons for making those recommendations, in respect of your requirements. 
• We will NOT proceed until you understand and are happy with the recommendations made.
• We will deal with the application and any doctors reports or medical examinations if required.

Fees are discounted up to 25% depending upon how you wish us to work.  There are four low cost, fixed fee options: two options where you pay our fees upfront and two options where only the research fee is required upfront.