A review of existing, sometimes older/out of date policies. High charges? Poor fund performance? Not needed anymore? Consolidate? We review your existing schemes and analyse 'the good, the bad and the ugly' to establish whether policies/plans are still suitable for you, whether to keep them or not. There may be hiddens 'gems' or guarantees meaning you should keep them or indeed hidden 'nasties' in the small print. We will review, issue a written report and explain, in plain English, our professional views at to whether fund changes need to be made, whether you should keep plans, cancel them, cash in, transfer/consolidate along with the pros and cons of any recommended action.