In order for people to top up their basic state pension, it has been reported that they are paying higher levels of National Insurance contributions.
Women mainly take this option, but when the system is changed, it may not provide any benefits and they will have lost the money.
Our view
State pensions are changing so that you qualify for a full pension after 30 years and not 44 or 49 depending upon whether you are male, female or when you where born.
It is proposed that all will qualify at 30 years.