Putting All Future Growth In Trust and Stopping Your Estate Value Grow for Ever Higher Inheritance Taxes via an Inheritance Loan Trust Lump Sum Investment Portfolio for UK Residents.
An 'off the shelf', packaged lump sum investment via an Inheritance Loan Trust using Insurance Investment Bonds to reduce how quickly your estate grows for inheritance tax purposes by putting that growth in trust.
Putting Future Investment Growth In Trust: A simple trust is set up, usually with just a £1 in it e.g. for loved ones. You then LEND the trust some money e.g. £100,000. IT IS AN INTEREST FREE LOAN. YOU DO NOT LOSE ACCESS TO YOUR ORIGINAL CAPITAL. The trust then invests the money for growth. Any growth acheived is immediately outside your estate for inheritance tax purposes. You can decide to have regular loan repayments back to you e.g. 5% pa of the original investment. You may decide not to have loan repayments initially and leave funds invested for growth. You can recall your 'loan' in full or in part at any time. The growth is in trust, the loan is your original capital. On your death, the loan (if any is still outstanding) is repaid to your estate and included in any inheritance tax calculations. Any investment growth is all outside your estate.
Growth Rule: 100% of all growth is outside your estate for inheritance tax purposes immediately. You do not lose access to your original capital.
This is a legitimate investment in trust approved by HMRC. You can still access the original capital investment for a regular 'income' with the loan repayment facility but you lose access to the growth as this is in trust for loved ones.
We will conduct independent, unbiased, in depth research, advice and analysis to construct an investment portfolio (UK regulated investment plans only) on your given income/growth profile and other requirements including the settlement into a discounted gift trust. It will include research and a full written suitability report on suggested investment portfolio including
Fees are made up of two parts to make up the total fee: