Do you trip them down the stairs? No! Fun but the serious side now: How much is your partner or parent of your child(ren) worth to you? Imagine "Aladdin's Lamp" that you rubbed everyday and each day for life it either churned out lots of money or it did absolutely everything for you including looking after the children? If you had such a magic lamp, you would probably insure it for £millions. Isn't that what you should insure your partner for?