Fees are either fixed for set works or are made up of two parts. Part 1 being the core fee cost that is fixed and Part 2 being a 'volume' fee cost linked to numbers, size, volume or amount of pension or investment. For example, reviewing 3 pensions or investments will take around treble the time to review 1 pension. In the same way, investing £1,000,000 carries a significantly greater liability than investing £50,000.