Our Fees
Published / Last Updated on 18/04/2019
Financial Advice fixed fees and how we charge our fees.
Transparency of fees is our simple model.
- Free consultation
- Provisional thoughts and fees by email
- You decide what advice you want and how we work with you
- Fee quotation documents are then issued for your signature
- No work is done, no charge is incurred until you are happy. You are in control.
We do not wish to overload you with lots of paperwork, if the works involved are non-starters - we will initially send you an email with a description of the work to be done and our proposed fees. To give you choice and enable you to get the best value service for your money, we offer four pricing options, allowing you to save up to 25%:
|
Your Options |
Non Face to Face Fee (paid up front) |
Non Face to Face Fee (paid on completion) |
Face To Face Fee (paid up front) |
Face To Face Fee (paid on completion) |
|
Discussions/Meetings |
Telephone/Webcam/Email |
Telephone/Webcam/Email |
Personal Meeting |
Personal Meeting |
|
Advice/Reports |
Telephone/Webcam/Email |
Telephone/Webcam/Email |
Personal Meeting, Hard Copy + Email Copy |
Personal Meeting, Hard Copy + Email Copy |
|
Application Forms |
Telephone/Email/Post |
Telephone/Email/Post |
Personal Meeting, Hard Copy + Email Copy |
Personal Meeting, Hard Copy + Email Copy |
|
Policy Documents |
Post |
Post |
Post |
Post |
|
Discount |
Saving you 25% |
Saving you 15% |
Saving you 10% |
|
New Plans:
- We usually set up new plans on a fixed fee only basis to ensure you receive the maximum fund management charge discount or policy enhancement from the pension/investment/insurance or mortgage provider. Over a period of time this may make or save you hundreds/thousands of pounds in charges that would have been kept/levied by the provider.
Existing Plans:
- CANCEL HIDDEN FEES/COMMISSIONS: We will also, where applicable, cancel any hidden commissions or regular trail fees paid to current or previous advisers, again this keeps more money in your 'pot' that would have been paid to your previous adviser.
How other advisers work:
- Many financial advisers charge a % of the value of your investment/pension fund and an ongoing % adviser charge. WE DO NOT.
- % Fees that can be paid this way (old style commission in all but word) range usually from 3% and 7% on the initial fund value plus say a ongoing/trail fee of between 1%pa and 0.5%pa.
WE DO NOT WORK THIS WAY:
- WE WILL NOT BE PAID THESE %s
- WE CHARGE FIXED, ONE OFF FEES
- Contact us and we can email you a fixed fee quote with no hidden adviser fee %s.
