Independent Mortgage Advice

Published / Last Updated on 17/05/2021

We can offer Independent Mortgage Advice from Award Winning Financial Advisers

  • We can search through thousands of mortgage deals in minutes. 
  • How long would it take you to surf through all the mortgage websites?
  • How long would it take you to walk down the high street and compare mortgage advice and every mortgage deal available?

Mortgage Adviser: Mortgage Search Service:  If you are looking and searching for a mortgage deal, let us do the hard work for you.

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1.  Independent Mortgage Advice from Award Winning Financial Advisers

  • We search through thousands of mortgage deals in minutes. 
  • How long would it take you to surf through all the mortgage websites?
  • How long would it take you to walk down the high street and compare mortgage advice and every mortgage deal?

Mortgage Search Service:  If you are looking and searching for a mortgage deal, let us do the hard work for you - use our free mortagage adviser enquiry service

Mortgage Advice from award winning Mortgage Advisers.

Do you need some help with your mortgage or overseas mortgage?

  • We have access to 8,500 mortgages in the UK.
  • We also have access to overseas mortgages in over 40 countries.

Get mortgage or overseas mortgage advice here:

Looking for a specific mortgage? Contact us or book a callback

Mortgage Search - We search through thousands of mortgage deals in minutes.

Let us search for the right mortgage deal for you whether you are looking for a mortgage in the UK or overseas.

Rather than wandering around the high street searching for the right deal or indeed being blissfully unaware and taking the first deal offered by your existing lender.  Why not let us take the strain and mortgage search for you?

You just need to tell us your basic requirements: 

  • Purchase price
  • Borrowing required
  • Employment status
  • Income/salary
  • Length of mortgage term

We can then Mortgage Search and email you back with some great deals.   We do search the whole market for you to get the most competitive terms. 

For a more hands on approach or extra help with a mortgage search contact us.

*Please note this is not a free service for industry professionals, other financial advisers, solicitors or accountants.  This Mortgage Search service is for personal, private use only.


2.  Remortgage Advice:  To remortgage simply means to change your existing mortgage for a new one, a remortgage can be with your existing mortgage lender or a different one.  Before you start the remortgage process, make sure you are aware of any remortgage penalties that will apply by stopping one mortgage and starting another.  There may also be penalties associated with your new mortgage.

Reasons to remortgage:

  • To move onto a more competitive rate of interest - e g, if you are currently subject to your mortgage lender's Standard Variable Rate, you could enjoy lower monthly payments if you remortgage onto one of their lower fixed or discounted or other rates.  If you remortgage through your existing mortgage lender it is likely to be easier and with less additional costs involved.  To remortgage is a simple administrative process that can be undertaken quickly and will save you money.
  • To move from interest only to capital and interest repayment (or vice versa) - if you currently have an interest only mortgage that is linked to an investment or savings product you may find that your investment is projected to have a shortfall on maturity.  If you remortgage onto a capital and interest repayment mortgage you could ensure that your mortgage is repaid in full on its redemption date.  There may be an administrative charge to do this remortgage but most lenders will be happy to switch your payment basis.
  • To borrow additional money - if you want to borrow additional money, this can be done via a remortgage with your existing mortgage lender or with a different one.  If you are staying at the same property you will probably be asked the reason for the further advance of money.  If your remortgage is for home improvements there should be no problems to remortgage.
  • To release some of the equity - over the years property values have increased dramatically and many people now have substantial amounts of equity in their properties.  If you would like to release some of that equity you could re-mortgage for a higher amount than you have already, subject to the mortgage lender's agreement.  Many people are releasing equity in order for them to buy second homes or consolidate debts.  This should be acceptable to your remortgage lender as long as they have full details.

In need of further remortgage advice:  Request remortgage advice

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