Blueprint Review

Published / Last Updated on 15/05/2017

Financial Blueprint ReviewBlueprint Review Service

Stage 1 - COMPLETE REVIEW "The Blueprint" - An Initial and Complete Review of Existing Insurance, Pensions, Investments, Tax, Income and Status Together with a financial "Life" plan for the coming years: 
(if you prefer a simpler, focused review e.g. pensions and target retirement only, the lower cost Initial Review may suit you)

In the blueprint 'holistic' financial planning review, we will research and report on your current property, insurance, pensions, investments and insurance portfolio to include a full review of

  • Mortgages and debt (where applicable)
  • Tax position, allowances, relief, gains, losses, liabilities
  • A full review of premiums you pay/have paid
  • The charges
  • Penalties
  • Investments returns
  • Current values
  • Future projected values
  • The funds you are invested in and all other available funds to you
  • Our analysis and recommendations for funds and whether to switch to other funds in the same plan
  • Whether you should keep or transfer to another plan for lower charges, more flexibility or funds and performance
  • Inheritance tax and care fees planning
  • Trusts
  • Current and future income and savings needs
  • School fees/university fees
  • Best use of tax relief options for Basic rate, Higher Rate, Additional Rate Taxpayers or Expatriates
  • Pensions annual allowances, tapered allowance, carry foward and lifetime allowance considerations
  • Cancel any hidden commissions/adviser fees deducted from your plan and paid to previous advisers to enhance your policy
  • Taking into account your views, your current position and future 'life' plans, your investment experience, your desire for complex or simple policies and the current economic climate.
  • We will arrange and handle any/all fund switch instructions. 
  • We will explain in plain English: "The Good, The Bad and The Ugly" of not just your current position but also plans for the future.

In essence, an holistic financial plan .... this full stage 1 blueprint will not include new investment/provider recommendations (that would be stage 2) but will include specific funds recommendations (for existing schemes) and will include generic provider and asset allocation and trust and onshore/offshore investment/pension and tax recommendations.

In short, the blueprint will give you all the technical solutions.  This puts you in an unbiased, informed position of all your options and you are then free to take our advice, adapt the advice or indeed ignore it.  You are not tied to us and are free to use us or indeed another adviser or do it yourself as you see fit.   This advice will be targeted to make or save both you and your family estate (where applicable) many thousands of pounds over the coming years. 

This advice work is complex and represents excellent value for money both in the short and long term when comparing costs against higher levels of wealth or income and potential for making moving, saving money and paying less tax.  With improvement we are sure we can make in tax savings or other investment income and growth.   The Blueprint does not include arranging any new investment or pension transfers plans suggested in the blueprint (these would be additional works further on down line) as there are many options that will need to be considered and discussed with you.

OUR FEES

Non Face to Face Fee

Non Face to Face Fee

Face To Face Fee

Face To Face Fee

 

(paid up front)

(paid on completion)

(paid up front)

(paid on completion)

REVIEW & BLUEPRINT up to £500,000 Portfolio

£2,400

£2,720

£2,880

£3,200

REVIEW & BLUEPRINT over £500,000 + Portfolio

£4,800

£5,440

£5,760

£6,400

 

Saving you 25%

Saving you 15%

Saving you 10%

 

This is a one fee.  VAT included.

CANCEL HIDDEN COMMISSIONS: TO MAKE SURE YOU RECEIVE THE MAXIMUM MANAGEMENT CHARGE DISCOUNT/POLICY ENHANCEMENT FROM PENSION/INVESTMENT/INSURANCE COMPANIES WE WILL ALSO WHERE APPLICABLE CANCEL ANY HIDDEN COMMISSIONS OR REGULAR TRAIL PAID TO PREVIOUS ADVISERS.  OVER A PERIOD THIS MAY SAVE YOU MANY HUNDREDS/THOUSANDS OF POUNDS IN ADDITIONAL CHARGES THAT WOULD HAVE BEEN PAID TO A PRIOR ADVISER.

Apply - Download Now

This initial work does not include implementation which will be stage 2 below.

Stage 2 – Implementation of Blueprint – to be discussed after full blueprint review is complete

Stage 3 - Select Ongoing Review/Advice Service - Money MOT Platinum, Gold, Silver or Bronze:  (to be discussed when works are complete – it may be that after works are complete no ongoing advice service is required)

Financial Blueprint

Our Financial Blueprint


Channels
Top